LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,578
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,312
−HK$745/mo
Today · 4.125%
HK$25,057
baseline
▲ 0.50% · 4.625%
HK$26,581
+HK$1,524/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,114/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,231
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,934
−HK$714/mo
Today · 4.125%
HK$27,648
baseline
▲ 0.50% · 4.625%
HK$29,105
+HK$1,457/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,296/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,294
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,174
−HK$894/mo
Today · 4.125%
HK$30,068
baseline
▲ 0.50% · 4.625%
HK$31,898
+HK$1,830/mo
Deposit HK$4.14M · loan HK$6.20M · min. income ≈ HK$60,136/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,477
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,321
−HK$856/mo
Today · 4.125%
HK$33,177
baseline
▲ 0.50% · 4.625%
HK$34,926
+HK$1,749/mo
Deposit HK$4.14M · loan HK$6.20M · min. income ≈ HK$66,354/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,010
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,036
−HK$1,044/mo
Today · 4.125%
HK$35,080
baseline
▲ 0.50% · 4.625%
HK$37,214
+HK$2,134/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,160/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,723
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,708
−HK$999/mo
Today · 4.125%
HK$38,707
baseline
▲ 0.50% · 4.625%
HK$40,747
+HK$2,040/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$77,414/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,441
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,761
−HK$1,341/mo
Today · 4.125%
HK$45,102
baseline
▲ 0.50% · 4.625%
HK$47,847
+HK$2,745/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$90,204/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,215
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,481
−HK$1,285/mo
Today · 4.125%
HK$49,766
baseline
▲ 0.50% · 4.625%
HK$52,389
+HK$2,623/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$99,532/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,757 · Scale 2, in force from 26 Feb 2026)