LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,581
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,315
−HK$745/mo
Today · 4.125%
HK$25,060
baseline
▲ 0.50% · 4.625%
HK$26,585
+HK$1,525/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,120/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,234
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,938
−HK$714/mo
Today · 4.125%
HK$27,652
baseline
▲ 0.50% · 4.625%
HK$29,109
+HK$1,457/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,304/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,298
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,178
−HK$894/mo
Today · 4.125%
HK$30,072
baseline
▲ 0.50% · 4.625%
HK$31,902
+HK$1,830/mo
Deposit HK$4.14M · loan HK$6.20M · min. income ≈ HK$60,144/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,481
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,325
−HK$857/mo
Today · 4.125%
HK$33,182
baseline
▲ 0.50% · 4.625%
HK$34,931
+HK$1,749/mo
Deposit HK$4.14M · loan HK$6.20M · min. income ≈ HK$66,364/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,014
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,041
−HK$1,043/mo
Today · 4.125%
HK$35,084
baseline
▲ 0.50% · 4.625%
HK$37,219
+HK$2,135/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,168/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,728
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,713
−HK$999/mo
Today · 4.125%
HK$38,712
baseline
▲ 0.50% · 4.625%
HK$40,753
+HK$2,041/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$77,424/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,447
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,767
−HK$1,341/mo
Today · 4.125%
HK$45,108
baseline
▲ 0.50% · 4.625%
HK$47,853
+HK$2,745/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$90,216/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,221
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,488
−HK$1,285/mo
Today · 4.125%
HK$49,773
baseline
▲ 0.50% · 4.625%
HK$52,396
+HK$2,623/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$99,546/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,810 · Scale 2, in force from 26 Feb 2026)