LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,583
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,316
−HK$746/mo
Today · 4.125%
HK$25,062
baseline
▲ 0.50% · 4.625%
HK$26,587
+HK$1,525/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,124/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,236
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,939
−HK$714/mo
Today · 4.125%
HK$27,653
baseline
▲ 0.50% · 4.625%
HK$29,111
+HK$1,458/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,306/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,299
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,180
−HK$894/mo
Today · 4.125%
HK$30,074
baseline
▲ 0.50% · 4.625%
HK$31,904
+HK$1,830/mo
Deposit HK$4.14M · loan HK$6.21M · min. income ≈ HK$60,148/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,483
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,327
−HK$857/mo
Today · 4.125%
HK$33,184
baseline
▲ 0.50% · 4.625%
HK$34,933
+HK$1,749/mo
Deposit HK$4.14M · loan HK$6.21M · min. income ≈ HK$66,368/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,016
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,043
−HK$1,043/mo
Today · 4.125%
HK$35,086
baseline
▲ 0.50% · 4.625%
HK$37,221
+HK$2,135/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,172/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,730
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,715
−HK$999/mo
Today · 4.125%
HK$38,714
baseline
▲ 0.50% · 4.625%
HK$40,755
+HK$2,041/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$77,428/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,449
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$43,769
−HK$1,342/mo
Today · 4.125%
HK$45,111
baseline
▲ 0.50% · 4.625%
HK$47,856
+HK$2,745/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$90,222/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,224
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,491
−HK$1,285/mo
Today · 4.125%
HK$49,776
baseline
▲ 0.50% · 4.625%
HK$52,399
+HK$2,623/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$99,552/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,832 · Scale 2, in force from 26 Feb 2026)