LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,592
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,326
−HK$745/mo
Today · 4.125%
HK$25,071
baseline
▲ 0.50% · 4.625%
HK$26,597
+HK$1,526/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,142/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,246
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,950
−HK$714/mo
Today · 4.125%
HK$27,664
baseline
▲ 0.50% · 4.625%
HK$29,122
+HK$1,458/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,328/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,310
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,191
−HK$895/mo
Today · 4.125%
HK$30,086
baseline
▲ 0.50% · 4.625%
HK$31,916
+HK$1,830/mo
Deposit HK$4.14M · loan HK$6.21M · min. income ≈ HK$60,172/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$387,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,495
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,340
−HK$857/mo
Today · 4.125%
HK$33,197
baseline
▲ 0.50% · 4.625%
HK$34,946
+HK$1,749/mo
Deposit HK$4.14M · loan HK$6.21M · min. income ≈ HK$66,394/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$387,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,029
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,056
−HK$1,044/mo
Today · 4.125%
HK$35,100
baseline
▲ 0.50% · 4.625%
HK$37,236
+HK$2,136/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,200/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,744
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,730
−HK$999/mo
Today · 4.125%
HK$38,729
baseline
▲ 0.50% · 4.625%
HK$40,771
+HK$2,042/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$77,458/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,466
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$43,786
−HK$1,343/mo
Today · 4.125%
HK$45,129
baseline
▲ 0.50% · 4.625%
HK$47,875
+HK$2,746/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$90,258/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,243
−HK$2,552/mo
▼ 0.25% · 3.875%
HK$48,510
−HK$1,285/mo
Today · 4.125%
HK$49,795
baseline
▲ 0.50% · 4.625%
HK$52,420
+HK$2,625/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$99,590/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,983 · Scale 2, in force from 26 Feb 2026)