LTV · monthly repayment
▼ 0.50% · 3.625%
HK$235,948
−HK$14,796/mo
▼ 0.25% · 3.875%
HK$243,288
−HK$7,456/mo
Today · 4.125%
HK$250,744
baseline
▲ 0.50% · 4.625%
HK$266,002
+HK$15,258/mo
Deposit HK$51.74M · loan HK$51.74M · min. income ≈ HK$501,488/mo (50% DSR)
Upfront cash ≈ HK$57.03M (deposit + AVD stamp duty HK$5,292,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,490
−HK$14,182/mo
▼ 0.25% · 3.875%
HK$269,530
−HK$7,142/mo
Today · 4.125%
HK$276,672
baseline
▲ 0.50% · 4.625%
HK$291,255
+HK$14,583/mo
Deposit HK$51.74M · loan HK$51.74M · min. income ≈ HK$553,344/mo (50% DSR)
Upfront cash ≈ HK$57.03M (deposit + AVD stamp duty HK$5,292,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,138
−HK$17,755/mo
▼ 0.25% · 3.875%
HK$291,945
−HK$8,948/mo
Today · 4.125%
HK$300,893
baseline
▲ 0.50% · 4.625%
HK$319,202
+HK$18,309/mo
Deposit HK$41.39M · loan HK$62.08M · min. income ≈ HK$601,786/mo (50% DSR)
Upfront cash ≈ HK$46.68M (deposit + AVD stamp duty HK$5,292,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,988
−HK$17,018/mo
▼ 0.25% · 3.875%
HK$323,436
−HK$8,570/mo
Today · 4.125%
HK$332,006
baseline
▲ 0.50% · 4.625%
HK$349,507
+HK$17,501/mo
Deposit HK$41.39M · loan HK$62.08M · min. income ≈ HK$664,012/mo (50% DSR)
Upfront cash ≈ HK$46.68M (deposit + AVD stamp duty HK$5,292,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,328
−HK$20,714/mo
▼ 0.25% · 3.875%
HK$340,603
−HK$10,439/mo
Today · 4.125%
HK$351,042
baseline
▲ 0.50% · 4.625%
HK$372,402
+HK$21,360/mo
Deposit HK$31.04M · loan HK$72.43M · min. income ≈ HK$702,084/mo (50% DSR)
Upfront cash ≈ HK$36.33M (deposit + AVD stamp duty HK$5,292,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,486
−HK$19,854/mo
▼ 0.25% · 3.875%
HK$377,342
−HK$9,998/mo
Today · 4.125%
HK$387,340
baseline
▲ 0.50% · 4.625%
HK$407,758
+HK$20,418/mo
Deposit HK$31.04M · loan HK$72.43M · min. income ≈ HK$774,680/mo (50% DSR)
Upfront cash ≈ HK$36.33M (deposit + AVD stamp duty HK$5,292,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,707
−HK$26,633/mo
▼ 0.25% · 3.875%
HK$437,918
−HK$13,422/mo
Today · 4.125%
HK$451,340
baseline
▲ 0.50% · 4.625%
HK$478,803
+HK$27,463/mo
Deposit HK$10.35M · loan HK$93.13M · min. income ≈ HK$902,680/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$5,292,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$472,482
−HK$25,527/mo
▼ 0.25% · 3.875%
HK$485,154
−HK$12,855/mo
Today · 4.125%
HK$498,009
baseline
▲ 0.50% · 4.625%
HK$524,260
+HK$26,251/mo
Deposit HK$10.35M · loan HK$93.13M · min. income ≈ HK$996,018/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$5,292,347 · Scale 2, in force from 26 Feb 2026)