LTV · monthly repayment
▼ 0.50% · 3.625%
HK$236,025
−HK$14,801/mo
▼ 0.25% · 3.875%
HK$243,366
−HK$7,460/mo
Today · 4.125%
HK$250,826
baseline
▲ 0.50% · 4.625%
HK$266,088
+HK$15,262/mo
Deposit HK$51.75M · loan HK$51.75M · min. income ≈ HK$501,652/mo (50% DSR)
Upfront cash ≈ HK$57.06M (deposit + AVD stamp duty HK$5,302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,575
−HK$14,186/mo
▼ 0.25% · 3.875%
HK$269,617
−HK$7,144/mo
Today · 4.125%
HK$276,761
baseline
▲ 0.50% · 4.625%
HK$291,350
+HK$14,589/mo
Deposit HK$51.75M · loan HK$51.75M · min. income ≈ HK$553,522/mo (50% DSR)
Upfront cash ≈ HK$57.06M (deposit + AVD stamp duty HK$5,302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,230
−HK$17,761/mo
▼ 0.25% · 3.875%
HK$292,040
−HK$8,951/mo
Today · 4.125%
HK$300,991
baseline
▲ 0.50% · 4.625%
HK$319,305
+HK$18,314/mo
Deposit HK$41.40M · loan HK$62.10M · min. income ≈ HK$601,982/mo (50% DSR)
Upfront cash ≈ HK$46.71M (deposit + AVD stamp duty HK$5,302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,090
−HK$17,023/mo
▼ 0.25% · 3.875%
HK$323,541
−HK$8,572/mo
Today · 4.125%
HK$332,113
baseline
▲ 0.50% · 4.625%
HK$349,620
+HK$17,507/mo
Deposit HK$41.40M · loan HK$62.10M · min. income ≈ HK$664,226/mo (50% DSR)
Upfront cash ≈ HK$46.71M (deposit + AVD stamp duty HK$5,302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,435
−HK$20,721/mo
▼ 0.25% · 3.875%
HK$340,713
−HK$10,443/mo
Today · 4.125%
HK$351,156
baseline
▲ 0.50% · 4.625%
HK$372,523
+HK$21,367/mo
Deposit HK$31.05M · loan HK$72.46M · min. income ≈ HK$702,312/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$5,302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,605
−HK$19,861/mo
▼ 0.25% · 3.875%
HK$377,464
−HK$10,002/mo
Today · 4.125%
HK$387,466
baseline
▲ 0.50% · 4.625%
HK$407,890
+HK$20,424/mo
Deposit HK$31.05M · loan HK$72.46M · min. income ≈ HK$774,932/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$5,302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,844
−HK$26,642/mo
▼ 0.25% · 3.875%
HK$438,060
−HK$13,426/mo
Today · 4.125%
HK$451,486
baseline
▲ 0.50% · 4.625%
HK$478,958
+HK$27,472/mo
Deposit HK$10.35M · loan HK$93.16M · min. income ≈ HK$902,972/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$5,302,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$472,635
−HK$25,535/mo
▼ 0.25% · 3.875%
HK$485,311
−HK$12,859/mo
Today · 4.125%
HK$498,170
baseline
▲ 0.50% · 4.625%
HK$524,429
+HK$26,259/mo
Deposit HK$10.35M · loan HK$93.16M · min. income ≈ HK$996,340/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$5,302,388 · Scale 2, in force from 26 Feb 2026)