LTV · monthly repayment
▼ 0.50% · 3.625%
HK$236,133
−HK$14,807/mo
▼ 0.25% · 3.875%
HK$243,478
−HK$7,462/mo
Today · 4.125%
HK$250,940
baseline
▲ 0.50% · 4.625%
HK$266,209
+HK$15,269/mo
Deposit HK$51.78M · loan HK$51.78M · min. income ≈ HK$501,880/mo (50% DSR)
Upfront cash ≈ HK$57.09M (deposit + AVD stamp duty HK$5,316,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,695
−HK$14,193/mo
▼ 0.25% · 3.875%
HK$269,741
−HK$7,147/mo
Today · 4.125%
HK$276,888
baseline
▲ 0.50% · 4.625%
HK$291,483
+HK$14,595/mo
Deposit HK$51.78M · loan HK$51.78M · min. income ≈ HK$553,776/mo (50% DSR)
Upfront cash ≈ HK$57.09M (deposit + AVD stamp duty HK$5,316,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,359
−HK$17,769/mo
▼ 0.25% · 3.875%
HK$292,173
−HK$8,955/mo
Today · 4.125%
HK$301,128
baseline
▲ 0.50% · 4.625%
HK$319,451
+HK$18,323/mo
Deposit HK$41.42M · loan HK$62.13M · min. income ≈ HK$602,256/mo (50% DSR)
Upfront cash ≈ HK$46.74M (deposit + AVD stamp duty HK$5,316,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,234
−HK$17,031/mo
▼ 0.25% · 3.875%
HK$323,689
−HK$8,576/mo
Today · 4.125%
HK$332,265
baseline
▲ 0.50% · 4.625%
HK$349,780
+HK$17,515/mo
Deposit HK$41.42M · loan HK$62.13M · min. income ≈ HK$664,530/mo (50% DSR)
Upfront cash ≈ HK$46.74M (deposit + AVD stamp duty HK$5,316,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,586
−HK$20,730/mo
▼ 0.25% · 3.875%
HK$340,869
−HK$10,447/mo
Today · 4.125%
HK$351,316
baseline
▲ 0.50% · 4.625%
HK$372,693
+HK$21,377/mo
Deposit HK$31.07M · loan HK$72.49M · min. income ≈ HK$702,632/mo (50% DSR)
Upfront cash ≈ HK$36.38M (deposit + AVD stamp duty HK$5,316,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,773
−HK$19,870/mo
▼ 0.25% · 3.875%
HK$377,637
−HK$10,006/mo
Today · 4.125%
HK$387,643
baseline
▲ 0.50% · 4.625%
HK$408,076
+HK$20,433/mo
Deposit HK$31.07M · loan HK$72.49M · min. income ≈ HK$775,286/mo (50% DSR)
Upfront cash ≈ HK$36.38M (deposit + AVD stamp duty HK$5,316,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,039
−HK$26,654/mo
▼ 0.25% · 3.875%
HK$438,260
−HK$13,433/mo
Today · 4.125%
HK$451,693
baseline
▲ 0.50% · 4.625%
HK$479,177
+HK$27,484/mo
Deposit HK$10.36M · loan HK$93.20M · min. income ≈ HK$903,386/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$5,316,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$472,851
−HK$25,547/mo
▼ 0.25% · 3.875%
HK$485,533
−HK$12,865/mo
Today · 4.125%
HK$498,398
baseline
▲ 0.50% · 4.625%
HK$524,669
+HK$26,271/mo
Deposit HK$10.36M · loan HK$93.20M · min. income ≈ HK$996,796/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$5,316,599 · Scale 2, in force from 26 Feb 2026)