LTV · monthly repayment
▼ 0.50% · 3.625%
HK$236,156
−HK$14,809/mo
▼ 0.25% · 3.875%
HK$243,502
−HK$7,463/mo
Today · 4.125%
HK$250,965
baseline
▲ 0.50% · 4.625%
HK$266,236
+HK$15,271/mo
Deposit HK$51.78M · loan HK$51.78M · min. income ≈ HK$501,930/mo (50% DSR)
Upfront cash ≈ HK$57.10M (deposit + AVD stamp duty HK$5,319,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,721
−HK$14,194/mo
▼ 0.25% · 3.875%
HK$269,767
−HK$7,148/mo
Today · 4.125%
HK$276,915
baseline
▲ 0.50% · 4.625%
HK$291,512
+HK$14,597/mo
Deposit HK$51.78M · loan HK$51.78M · min. income ≈ HK$553,830/mo (50% DSR)
Upfront cash ≈ HK$57.10M (deposit + AVD stamp duty HK$5,319,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,387
−HK$17,771/mo
▼ 0.25% · 3.875%
HK$292,202
−HK$8,956/mo
Today · 4.125%
HK$301,158
baseline
▲ 0.50% · 4.625%
HK$319,483
+HK$18,325/mo
Deposit HK$41.43M · loan HK$62.14M · min. income ≈ HK$602,316/mo (50% DSR)
Upfront cash ≈ HK$46.75M (deposit + AVD stamp duty HK$5,319,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,266
−HK$17,032/mo
▼ 0.25% · 3.875%
HK$323,721
−HK$8,577/mo
Today · 4.125%
HK$332,298
baseline
▲ 0.50% · 4.625%
HK$349,814
+HK$17,516/mo
Deposit HK$41.43M · loan HK$62.14M · min. income ≈ HK$664,596/mo (50% DSR)
Upfront cash ≈ HK$46.75M (deposit + AVD stamp duty HK$5,319,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,619
−HK$20,732/mo
▼ 0.25% · 3.875%
HK$340,903
−HK$10,448/mo
Today · 4.125%
HK$351,351
baseline
▲ 0.50% · 4.625%
HK$372,730
+HK$21,379/mo
Deposit HK$31.07M · loan HK$72.50M · min. income ≈ HK$702,702/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$5,319,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,810
−HK$19,871/mo
▼ 0.25% · 3.875%
HK$377,674
−HK$10,007/mo
Today · 4.125%
HK$387,681
baseline
▲ 0.50% · 4.625%
HK$408,117
+HK$20,436/mo
Deposit HK$31.07M · loan HK$72.50M · min. income ≈ HK$775,362/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$5,319,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,081
−HK$26,656/mo
▼ 0.25% · 3.875%
HK$438,303
−HK$13,434/mo
Today · 4.125%
HK$451,737
baseline
▲ 0.50% · 4.625%
HK$479,225
+HK$27,488/mo
Deposit HK$10.36M · loan HK$93.21M · min. income ≈ HK$903,474/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$5,319,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$472,898
−HK$25,550/mo
▼ 0.25% · 3.875%
HK$485,581
−HK$12,867/mo
Today · 4.125%
HK$498,448
baseline
▲ 0.50% · 4.625%
HK$524,721
+HK$26,273/mo
Deposit HK$10.36M · loan HK$93.21M · min. income ≈ HK$996,896/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$5,319,681 · Scale 2, in force from 26 Feb 2026)