LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,628
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,363
−HK$746/mo
Today · 4.125%
HK$25,109
baseline
▲ 0.50% · 4.625%
HK$26,637
+HK$1,528/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$50,218/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,285
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$26,990
−HK$716/mo
Today · 4.125%
HK$27,706
baseline
▲ 0.50% · 4.625%
HK$29,166
+HK$1,460/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$55,412/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,353
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,235
−HK$896/mo
Today · 4.125%
HK$30,131
baseline
▲ 0.50% · 4.625%
HK$31,964
+HK$1,833/mo
Deposit HK$4.14M · loan HK$6.22M · min. income ≈ HK$60,262/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$388,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,543
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,388
−HK$859/mo
Today · 4.125%
HK$33,247
baseline
▲ 0.50% · 4.625%
HK$34,999
+HK$1,752/mo
Deposit HK$4.14M · loan HK$6.22M · min. income ≈ HK$66,494/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$388,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,079
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,108
−HK$1,045/mo
Today · 4.125%
HK$35,153
baseline
▲ 0.50% · 4.625%
HK$37,292
+HK$2,139/mo
Deposit HK$3.11M · loan HK$7.25M · min. income ≈ HK$70,306/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,800
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,787
−HK$1,001/mo
Today · 4.125%
HK$38,788
baseline
▲ 0.50% · 4.625%
HK$40,832
+HK$2,044/mo
Deposit HK$3.11M · loan HK$7.25M · min. income ≈ HK$77,576/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,530
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,853
−HK$1,344/mo
Today · 4.125%
HK$45,197
baseline
▲ 0.50% · 4.625%
HK$47,947
+HK$2,750/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$90,394/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$388,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,314
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,583
−HK$1,287/mo
Today · 4.125%
HK$49,870
baseline
▲ 0.50% · 4.625%
HK$52,499
+HK$2,629/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$99,740/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$388,568 · Scale 2, in force from 26 Feb 2026)