LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,630
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,365
−HK$747/mo
Today · 4.125%
HK$25,112
baseline
▲ 0.50% · 4.625%
HK$26,640
+HK$1,528/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$50,224/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,288
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,993
−HK$715/mo
Today · 4.125%
HK$27,708
baseline
▲ 0.50% · 4.625%
HK$29,169
+HK$1,461/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$55,416/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,356
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,238
−HK$896/mo
Today · 4.125%
HK$30,134
baseline
▲ 0.50% · 4.625%
HK$31,968
+HK$1,834/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$60,268/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$388,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,546
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,392
−HK$858/mo
Today · 4.125%
HK$33,250
baseline
▲ 0.50% · 4.625%
HK$35,003
+HK$1,753/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$66,500/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$388,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,082
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,111
−HK$1,046/mo
Today · 4.125%
HK$35,157
baseline
▲ 0.50% · 4.625%
HK$37,296
+HK$2,139/mo
Deposit HK$3.11M · loan HK$7.25M · min. income ≈ HK$70,314/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,803
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,790
−HK$1,002/mo
Today · 4.125%
HK$38,792
baseline
▲ 0.50% · 4.625%
HK$40,837
+HK$2,045/mo
Deposit HK$3.11M · loan HK$7.25M · min. income ≈ HK$77,584/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,534
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,857
−HK$1,344/mo
Today · 4.125%
HK$45,201
baseline
▲ 0.50% · 4.625%
HK$47,952
+HK$2,751/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$90,402/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$388,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,319
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,588
−HK$1,287/mo
Today · 4.125%
HK$49,875
baseline
▲ 0.50% · 4.625%
HK$52,504
+HK$2,629/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$99,750/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$388,608 · Scale 2, in force from 26 Feb 2026)