LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,633
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,368
−HK$747/mo
Today · 4.125%
HK$25,115
baseline
▲ 0.50% · 4.625%
HK$26,643
+HK$1,528/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$50,230/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,291
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,996
−HK$715/mo
Today · 4.125%
HK$27,711
baseline
▲ 0.50% · 4.625%
HK$29,172
+HK$1,461/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$55,422/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,359
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,241
−HK$896/mo
Today · 4.125%
HK$30,137
baseline
▲ 0.50% · 4.625%
HK$31,971
+HK$1,834/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$60,274/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$388,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,549
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,395
−HK$859/mo
Today · 4.125%
HK$33,254
baseline
▲ 0.50% · 4.625%
HK$35,006
+HK$1,752/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$66,508/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$388,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,086
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,115
−HK$1,045/mo
Today · 4.125%
HK$35,160
baseline
▲ 0.50% · 4.625%
HK$37,300
+HK$2,140/mo
Deposit HK$3.11M · loan HK$7.25M · min. income ≈ HK$70,320/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,807
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,794
−HK$1,002/mo
Today · 4.125%
HK$38,796
baseline
▲ 0.50% · 4.625%
HK$40,841
+HK$2,045/mo
Deposit HK$3.11M · loan HK$7.25M · min. income ≈ HK$77,592/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,539
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,862
−HK$1,344/mo
Today · 4.125%
HK$45,206
baseline
▲ 0.50% · 4.625%
HK$47,957
+HK$2,751/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$90,412/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,324
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,593
−HK$1,287/mo
Today · 4.125%
HK$49,880
baseline
▲ 0.50% · 4.625%
HK$52,510
+HK$2,630/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$99,760/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,650 · Scale 2, in force from 26 Feb 2026)