LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,639
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,375
−HK$747/mo
Today · 4.125%
HK$25,122
baseline
▲ 0.50% · 4.625%
HK$26,650
+HK$1,528/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$50,244/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,298
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,004
−HK$715/mo
Today · 4.125%
HK$27,719
baseline
▲ 0.50% · 4.625%
HK$29,180
+HK$1,461/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$55,438/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,367
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,249
−HK$897/mo
Today · 4.125%
HK$30,146
baseline
▲ 0.50% · 4.625%
HK$31,980
+HK$1,834/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$60,292/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$388,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,558
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,404
−HK$859/mo
Today · 4.125%
HK$33,263
baseline
▲ 0.50% · 4.625%
HK$35,016
+HK$1,753/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$66,526/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$388,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,095
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,124
−HK$1,046/mo
Today · 4.125%
HK$35,170
baseline
▲ 0.50% · 4.625%
HK$37,310
+HK$2,140/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$70,340/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,818
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,805
−HK$1,002/mo
Today · 4.125%
HK$38,807
baseline
▲ 0.50% · 4.625%
HK$40,852
+HK$2,045/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$77,614/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,551
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,874
−HK$1,345/mo
Today · 4.125%
HK$45,219
baseline
▲ 0.50% · 4.625%
HK$47,970
+HK$2,751/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$90,438/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,337
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,607
−HK$1,288/mo
Today · 4.125%
HK$49,895
baseline
▲ 0.50% · 4.625%
HK$52,525
+HK$2,630/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$99,790/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,760 · Scale 2, in force from 26 Feb 2026)