LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,640
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,375
−HK$747/mo
Today · 4.125%
HK$25,122
baseline
▲ 0.50% · 4.625%
HK$26,651
+HK$1,529/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$50,244/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,299
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,005
−HK$715/mo
Today · 4.125%
HK$27,720
baseline
▲ 0.50% · 4.625%
HK$29,181
+HK$1,461/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$55,440/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,368
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,250
−HK$897/mo
Today · 4.125%
HK$30,147
baseline
▲ 0.50% · 4.625%
HK$31,981
+HK$1,834/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$60,294/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$388,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,559
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,406
−HK$858/mo
Today · 4.125%
HK$33,264
baseline
▲ 0.50% · 4.625%
HK$35,018
+HK$1,754/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$66,528/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$388,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,096
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,126
−HK$1,045/mo
Today · 4.125%
HK$35,171
baseline
▲ 0.50% · 4.625%
HK$37,312
+HK$2,141/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$70,342/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,819
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,807
−HK$1,001/mo
Today · 4.125%
HK$38,808
baseline
▲ 0.50% · 4.625%
HK$40,854
+HK$2,046/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$77,616/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,552
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,876
−HK$1,344/mo
Today · 4.125%
HK$45,220
baseline
▲ 0.50% · 4.625%
HK$47,972
+HK$2,752/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$90,440/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,339
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,608
−HK$1,288/mo
Today · 4.125%
HK$49,896
baseline
▲ 0.50% · 4.625%
HK$52,526
+HK$2,630/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$99,792/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,773 · Scale 2, in force from 26 Feb 2026)