LTV · monthly repayment
▼ 0.50% · 3.625%
HK$236,412
−HK$14,825/mo
▼ 0.25% · 3.875%
HK$243,766
−HK$7,471/mo
Today · 4.125%
HK$251,237
baseline
▲ 0.50% · 4.625%
HK$266,524
+HK$15,287/mo
Deposit HK$51.84M · loan HK$51.84M · min. income ≈ HK$502,474/mo (50% DSR)
Upfront cash ≈ HK$57.19M (deposit + AVD stamp duty HK$5,353,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,006
−HK$14,209/mo
▼ 0.25% · 3.875%
HK$270,060
−HK$7,155/mo
Today · 4.125%
HK$277,215
baseline
▲ 0.50% · 4.625%
HK$291,828
+HK$14,613/mo
Deposit HK$51.84M · loan HK$51.84M · min. income ≈ HK$554,430/mo (50% DSR)
Upfront cash ≈ HK$57.19M (deposit + AVD stamp duty HK$5,353,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,694
−HK$17,790/mo
▼ 0.25% · 3.875%
HK$292,519
−HK$8,965/mo
Today · 4.125%
HK$301,484
baseline
▲ 0.50% · 4.625%
HK$319,829
+HK$18,345/mo
Deposit HK$41.47M · loan HK$62.21M · min. income ≈ HK$602,968/mo (50% DSR)
Upfront cash ≈ HK$46.82M (deposit + AVD stamp duty HK$5,353,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,607
−HK$17,051/mo
▼ 0.25% · 3.875%
HK$324,071
−HK$8,587/mo
Today · 4.125%
HK$332,658
baseline
▲ 0.50% · 4.625%
HK$350,193
+HK$17,535/mo
Deposit HK$41.47M · loan HK$62.21M · min. income ≈ HK$665,316/mo (50% DSR)
Upfront cash ≈ HK$46.82M (deposit + AVD stamp duty HK$5,353,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,977
−HK$20,755/mo
▼ 0.25% · 3.875%
HK$341,272
−HK$10,460/mo
Today · 4.125%
HK$351,732
baseline
▲ 0.50% · 4.625%
HK$373,134
+HK$21,402/mo
Deposit HK$31.10M · loan HK$72.57M · min. income ≈ HK$703,464/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$5,353,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,208
−HK$19,893/mo
▼ 0.25% · 3.875%
HK$378,083
−HK$10,018/mo
Today · 4.125%
HK$388,101
baseline
▲ 0.50% · 4.625%
HK$408,559
+HK$20,458/mo
Deposit HK$31.10M · loan HK$72.57M · min. income ≈ HK$776,202/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$5,353,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,541
−HK$26,686/mo
▼ 0.25% · 3.875%
HK$438,778
−HK$13,449/mo
Today · 4.125%
HK$452,227
baseline
▲ 0.50% · 4.625%
HK$479,743
+HK$27,516/mo
Deposit HK$10.37M · loan HK$93.31M · min. income ≈ HK$904,454/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$5,353,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$473,410
−HK$25,577/mo
▼ 0.25% · 3.875%
HK$486,107
−HK$12,880/mo
Today · 4.125%
HK$498,987
baseline
▲ 0.50% · 4.625%
HK$525,290
+HK$26,303/mo
Deposit HK$10.37M · loan HK$93.31M · min. income ≈ HK$997,974/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$5,353,326 · Scale 2, in force from 26 Feb 2026)