LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,645
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,380
−HK$747/mo
Today · 4.125%
HK$25,127
baseline
▲ 0.50% · 4.625%
HK$26,656
+HK$1,529/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$50,254/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,304
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,010
−HK$716/mo
Today · 4.125%
HK$27,726
baseline
▲ 0.50% · 4.625%
HK$29,187
+HK$1,461/mo
Deposit HK$5.18M · loan HK$5.18M · min. income ≈ HK$55,452/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,374
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,256
−HK$897/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,988
+HK$1,835/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$388,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,565
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,412
−HK$859/mo
Today · 4.125%
HK$33,271
baseline
▲ 0.50% · 4.625%
HK$35,024
+HK$1,753/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$66,542/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$388,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,102
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,132
−HK$1,046/mo
Today · 4.125%
HK$35,178
baseline
▲ 0.50% · 4.625%
HK$37,319
+HK$2,141/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$70,356/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,826
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,814
−HK$1,002/mo
Today · 4.125%
HK$38,816
baseline
▲ 0.50% · 4.625%
HK$40,862
+HK$2,046/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$77,632/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,560
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,884
−HK$1,345/mo
Today · 4.125%
HK$45,229
baseline
▲ 0.50% · 4.625%
HK$47,981
+HK$2,752/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$90,458/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,348
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,618
−HK$1,288/mo
Today · 4.125%
HK$49,906
baseline
▲ 0.50% · 4.625%
HK$52,537
+HK$2,631/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$99,812/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,848 · Scale 2, in force from 26 Feb 2026)