LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,651
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,386
−HK$748/mo
Today · 4.125%
HK$25,134
baseline
▲ 0.50% · 4.625%
HK$26,663
+HK$1,529/mo
Deposit HK$5.19M · loan HK$5.19M · min. income ≈ HK$50,268/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,311
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,017
−HK$716/mo
Today · 4.125%
HK$27,733
baseline
▲ 0.50% · 4.625%
HK$29,194
+HK$1,461/mo
Deposit HK$5.19M · loan HK$5.19M · min. income ≈ HK$55,466/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$388,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,381
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,264
−HK$896/mo
Today · 4.125%
HK$30,160
baseline
▲ 0.50% · 4.625%
HK$31,996
+HK$1,836/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$60,320/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$388,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,573
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,420
−HK$859/mo
Today · 4.125%
HK$33,279
baseline
▲ 0.50% · 4.625%
HK$35,033
+HK$1,754/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$66,558/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$388,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,111
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,141
−HK$1,046/mo
Today · 4.125%
HK$35,187
baseline
▲ 0.50% · 4.625%
HK$37,328
+HK$2,141/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$70,374/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,835
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,823
−HK$1,003/mo
Today · 4.125%
HK$38,826
baseline
▲ 0.50% · 4.625%
HK$40,872
+HK$2,046/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$77,652/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,571
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,895
−HK$1,346/mo
Today · 4.125%
HK$45,241
baseline
▲ 0.50% · 4.625%
HK$47,993
+HK$2,752/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$90,482/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,360
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,630
−HK$1,289/mo
Today · 4.125%
HK$49,919
baseline
▲ 0.50% · 4.625%
HK$52,550
+HK$2,631/mo
Deposit HK$1.04M · loan HK$9.33M · min. income ≈ HK$99,838/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,947 · Scale 2, in force from 26 Feb 2026)