LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,652
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,388
−HK$748/mo
Today · 4.125%
HK$25,136
baseline
▲ 0.50% · 4.625%
HK$26,665
+HK$1,529/mo
Deposit HK$5.19M · loan HK$5.19M · min. income ≈ HK$50,272/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$388,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,313
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,019
−HK$716/mo
Today · 4.125%
HK$27,735
baseline
▲ 0.50% · 4.625%
HK$29,197
+HK$1,462/mo
Deposit HK$5.19M · loan HK$5.19M · min. income ≈ HK$55,470/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$388,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,383
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,266
−HK$897/mo
Today · 4.125%
HK$30,163
baseline
▲ 0.50% · 4.625%
HK$31,998
+HK$1,835/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$60,326/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$388,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,576
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,422
−HK$860/mo
Today · 4.125%
HK$33,282
baseline
▲ 0.50% · 4.625%
HK$35,036
+HK$1,754/mo
Deposit HK$4.15M · loan HK$6.22M · min. income ≈ HK$66,564/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$388,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,113
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,143
−HK$1,047/mo
Today · 4.125%
HK$35,190
baseline
▲ 0.50% · 4.625%
HK$37,331
+HK$2,141/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$70,380/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,838
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,826
−HK$1,003/mo
Today · 4.125%
HK$38,829
baseline
▲ 0.50% · 4.625%
HK$40,875
+HK$2,046/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$77,658/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$388,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,574
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,899
−HK$1,345/mo
Today · 4.125%
HK$45,244
baseline
▲ 0.50% · 4.625%
HK$47,997
+HK$2,753/mo
Deposit HK$1.04M · loan HK$9.34M · min. income ≈ HK$90,488/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,363
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,634
−HK$1,288/mo
Today · 4.125%
HK$49,922
baseline
▲ 0.50% · 4.625%
HK$52,554
+HK$2,632/mo
Deposit HK$1.04M · loan HK$9.34M · min. income ≈ HK$99,844/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$388,976 · Scale 2, in force from 26 Feb 2026)