LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,659
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,395
−HK$747/mo
Today · 4.125%
HK$25,142
baseline
▲ 0.50% · 4.625%
HK$26,672
+HK$1,530/mo
Deposit HK$5.19M · loan HK$5.19M · min. income ≈ HK$50,284/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$389,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,320
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,026
−HK$716/mo
Today · 4.125%
HK$27,742
baseline
▲ 0.50% · 4.625%
HK$29,204
+HK$1,462/mo
Deposit HK$5.19M · loan HK$5.19M · min. income ≈ HK$55,484/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$389,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,390
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,274
−HK$897/mo
Today · 4.125%
HK$30,171
baseline
▲ 0.50% · 4.625%
HK$32,007
+HK$1,836/mo
Deposit HK$4.15M · loan HK$6.23M · min. income ≈ HK$60,342/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$389,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,584
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,431
−HK$860/mo
Today · 4.125%
HK$33,291
baseline
▲ 0.50% · 4.625%
HK$35,045
+HK$1,754/mo
Deposit HK$4.15M · loan HK$6.23M · min. income ≈ HK$66,582/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$389,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,122
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,153
−HK$1,046/mo
Today · 4.125%
HK$35,199
baseline
▲ 0.50% · 4.625%
HK$37,341
+HK$2,142/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$70,398/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$389,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,848
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,836
−HK$1,003/mo
Today · 4.125%
HK$38,839
baseline
▲ 0.50% · 4.625%
HK$40,886
+HK$2,047/mo
Deposit HK$3.11M · loan HK$7.26M · min. income ≈ HK$77,678/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$389,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,586
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,910
−HK$1,346/mo
Today · 4.125%
HK$45,256
baseline
▲ 0.50% · 4.625%
HK$48,010
+HK$2,754/mo
Deposit HK$1.04M · loan HK$9.34M · min. income ≈ HK$90,512/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$389,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,376
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,647
−HK$1,289/mo
Today · 4.125%
HK$49,936
baseline
▲ 0.50% · 4.625%
HK$52,568
+HK$2,632/mo
Deposit HK$1.04M · loan HK$9.34M · min. income ≈ HK$99,872/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$389,080 · Scale 2, in force from 26 Feb 2026)