LTV · monthly repayment
▼ 0.50% · 3.625%
HK$236,635
−HK$14,839/mo
▼ 0.25% · 3.875%
HK$243,996
−HK$7,478/mo
Today · 4.125%
HK$251,474
baseline
▲ 0.50% · 4.625%
HK$266,776
+HK$15,302/mo
Deposit HK$51.89M · loan HK$51.89M · min. income ≈ HK$502,948/mo (50% DSR)
Upfront cash ≈ HK$57.27M (deposit + AVD stamp duty HK$5,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,254
−HK$14,223/mo
▼ 0.25% · 3.875%
HK$270,314
−HK$7,163/mo
Today · 4.125%
HK$277,477
baseline
▲ 0.50% · 4.625%
HK$292,103
+HK$14,626/mo
Deposit HK$51.89M · loan HK$51.89M · min. income ≈ HK$554,954/mo (50% DSR)
Upfront cash ≈ HK$57.27M (deposit + AVD stamp duty HK$5,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,962
−HK$17,807/mo
▼ 0.25% · 3.875%
HK$292,795
−HK$8,974/mo
Today · 4.125%
HK$301,769
baseline
▲ 0.50% · 4.625%
HK$320,131
+HK$18,362/mo
Deposit HK$41.51M · loan HK$62.27M · min. income ≈ HK$603,538/mo (50% DSR)
Upfront cash ≈ HK$46.89M (deposit + AVD stamp duty HK$5,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,905
−HK$17,067/mo
▼ 0.25% · 3.875%
HK$324,377
−HK$8,595/mo
Today · 4.125%
HK$332,972
baseline
▲ 0.50% · 4.625%
HK$350,524
+HK$17,552/mo
Deposit HK$41.51M · loan HK$62.27M · min. income ≈ HK$665,944/mo (50% DSR)
Upfront cash ≈ HK$46.89M (deposit + AVD stamp duty HK$5,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,289
−HK$20,775/mo
▼ 0.25% · 3.875%
HK$341,594
−HK$10,470/mo
Today · 4.125%
HK$352,064
baseline
▲ 0.50% · 4.625%
HK$373,486
+HK$21,422/mo
Deposit HK$31.13M · loan HK$72.64M · min. income ≈ HK$704,128/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$5,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,556
−HK$19,912/mo
▼ 0.25% · 3.875%
HK$378,440
−HK$10,028/mo
Today · 4.125%
HK$388,468
baseline
▲ 0.50% · 4.625%
HK$408,944
+HK$20,476/mo
Deposit HK$31.13M · loan HK$72.64M · min. income ≈ HK$776,936/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$5,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$425,943
−HK$26,711/mo
▼ 0.25% · 3.875%
HK$439,192
−HK$13,462/mo
Today · 4.125%
HK$452,654
baseline
▲ 0.50% · 4.625%
HK$480,196
+HK$27,542/mo
Deposit HK$10.38M · loan HK$93.40M · min. income ≈ HK$905,308/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$5,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$473,857
−HK$25,602/mo
▼ 0.25% · 3.875%
HK$486,566
−HK$12,893/mo
Today · 4.125%
HK$499,459
baseline
▲ 0.50% · 4.625%
HK$525,786
+HK$26,327/mo
Deposit HK$10.38M · loan HK$93.40M · min. income ≈ HK$998,918/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$5,382,692 · Scale 2, in force from 26 Feb 2026)