LTV · monthly repayment
▼ 0.50% · 3.625%
HK$236,672
−HK$14,842/mo
▼ 0.25% · 3.875%
HK$244,034
−HK$7,480/mo
Today · 4.125%
HK$251,514
baseline
▲ 0.50% · 4.625%
HK$266,818
+HK$15,304/mo
Deposit HK$51.90M · loan HK$51.90M · min. income ≈ HK$503,028/mo (50% DSR)
Upfront cash ≈ HK$57.28M (deposit + AVD stamp duty HK$5,387,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,295
−HK$14,226/mo
▼ 0.25% · 3.875%
HK$270,357
−HK$7,164/mo
Today · 4.125%
HK$277,521
baseline
▲ 0.50% · 4.625%
HK$292,149
+HK$14,628/mo
Deposit HK$51.90M · loan HK$51.90M · min. income ≈ HK$555,042/mo (50% DSR)
Upfront cash ≈ HK$57.28M (deposit + AVD stamp duty HK$5,387,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,007
−HK$17,809/mo
▼ 0.25% · 3.875%
HK$292,841
−HK$8,975/mo
Today · 4.125%
HK$301,816
baseline
▲ 0.50% · 4.625%
HK$320,181
+HK$18,365/mo
Deposit HK$41.52M · loan HK$62.28M · min. income ≈ HK$603,632/mo (50% DSR)
Upfront cash ≈ HK$46.90M (deposit + AVD stamp duty HK$5,387,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,955
−HK$17,070/mo
▼ 0.25% · 3.875%
HK$324,428
−HK$8,597/mo
Today · 4.125%
HK$333,025
baseline
▲ 0.50% · 4.625%
HK$350,579
+HK$17,554/mo
Deposit HK$41.52M · loan HK$62.28M · min. income ≈ HK$666,050/mo (50% DSR)
Upfront cash ≈ HK$46.90M (deposit + AVD stamp duty HK$5,387,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,341
−HK$20,778/mo
▼ 0.25% · 3.875%
HK$341,648
−HK$10,471/mo
Today · 4.125%
HK$352,119
baseline
▲ 0.50% · 4.625%
HK$373,545
+HK$21,426/mo
Deposit HK$31.14M · loan HK$72.65M · min. income ≈ HK$704,238/mo (50% DSR)
Upfront cash ≈ HK$36.53M (deposit + AVD stamp duty HK$5,387,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,614
−HK$19,915/mo
▼ 0.25% · 3.875%
HK$378,500
−HK$10,029/mo
Today · 4.125%
HK$388,529
baseline
▲ 0.50% · 4.625%
HK$409,009
+HK$20,480/mo
Deposit HK$31.14M · loan HK$72.65M · min. income ≈ HK$777,058/mo (50% DSR)
Upfront cash ≈ HK$36.53M (deposit + AVD stamp duty HK$5,387,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,010
−HK$26,715/mo
▼ 0.25% · 3.875%
HK$439,261
−HK$13,464/mo
Today · 4.125%
HK$452,725
baseline
▲ 0.50% · 4.625%
HK$480,272
+HK$27,547/mo
Deposit HK$10.38M · loan HK$93.41M · min. income ≈ HK$905,450/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$5,387,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$473,932
−HK$25,605/mo
▼ 0.25% · 3.875%
HK$486,642
−HK$12,895/mo
Today · 4.125%
HK$499,537
baseline
▲ 0.50% · 4.625%
HK$525,868
+HK$26,331/mo
Deposit HK$10.38M · loan HK$93.41M · min. income ≈ HK$999,074/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$5,387,582 · Scale 2, in force from 26 Feb 2026)