LTV · monthly repayment
▼ 0.50% · 3.625%
HK$236,720
−HK$14,844/mo
▼ 0.25% · 3.875%
HK$244,083
−HK$7,481/mo
Today · 4.125%
HK$251,564
baseline
▲ 0.50% · 4.625%
HK$266,871
+HK$15,307/mo
Deposit HK$51.91M · loan HK$51.91M · min. income ≈ HK$503,128/mo (50% DSR)
Upfront cash ≈ HK$57.30M (deposit + AVD stamp duty HK$5,393,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,348
−HK$14,228/mo
▼ 0.25% · 3.875%
HK$270,411
−HK$7,165/mo
Today · 4.125%
HK$277,576
baseline
▲ 0.50% · 4.625%
HK$292,208
+HK$14,632/mo
Deposit HK$51.91M · loan HK$51.91M · min. income ≈ HK$555,152/mo (50% DSR)
Upfront cash ≈ HK$57.30M (deposit + AVD stamp duty HK$5,393,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,064
−HK$17,813/mo
▼ 0.25% · 3.875%
HK$292,900
−HK$8,977/mo
Today · 4.125%
HK$301,877
baseline
▲ 0.50% · 4.625%
HK$320,246
+HK$18,369/mo
Deposit HK$41.53M · loan HK$62.29M · min. income ≈ HK$603,754/mo (50% DSR)
Upfront cash ≈ HK$46.92M (deposit + AVD stamp duty HK$5,393,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,018
−HK$17,074/mo
▼ 0.25% · 3.875%
HK$324,493
−HK$8,599/mo
Today · 4.125%
HK$333,092
baseline
▲ 0.50% · 4.625%
HK$350,649
+HK$17,557/mo
Deposit HK$41.53M · loan HK$62.29M · min. income ≈ HK$666,184/mo (50% DSR)
Upfront cash ≈ HK$46.92M (deposit + AVD stamp duty HK$5,393,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,408
−HK$20,782/mo
▼ 0.25% · 3.875%
HK$341,716
−HK$10,474/mo
Today · 4.125%
HK$352,190
baseline
▲ 0.50% · 4.625%
HK$373,620
+HK$21,430/mo
Deposit HK$31.14M · loan HK$72.67M · min. income ≈ HK$704,380/mo (50% DSR)
Upfront cash ≈ HK$36.54M (deposit + AVD stamp duty HK$5,393,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,688
−HK$19,919/mo
▼ 0.25% · 3.875%
HK$378,576
−HK$10,031/mo
Today · 4.125%
HK$388,607
baseline
▲ 0.50% · 4.625%
HK$409,091
+HK$20,484/mo
Deposit HK$31.14M · loan HK$72.67M · min. income ≈ HK$777,214/mo (50% DSR)
Upfront cash ≈ HK$36.54M (deposit + AVD stamp duty HK$5,393,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,096
−HK$26,720/mo
▼ 0.25% · 3.875%
HK$439,350
−HK$13,466/mo
Today · 4.125%
HK$452,816
baseline
▲ 0.50% · 4.625%
HK$480,368
+HK$27,552/mo
Deposit HK$10.38M · loan HK$93.43M · min. income ≈ HK$905,632/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$5,393,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$474,027
−HK$25,610/mo
▼ 0.25% · 3.875%
HK$486,740
−HK$12,897/mo
Today · 4.125%
HK$499,637
baseline
▲ 0.50% · 4.625%
HK$525,974
+HK$26,337/mo
Deposit HK$10.38M · loan HK$93.43M · min. income ≈ HK$999,274/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$5,393,835 · Scale 2, in force from 26 Feb 2026)