LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,682
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,419
−HK$749/mo
Today · 4.125%
HK$25,168
baseline
▲ 0.50% · 4.625%
HK$26,699
+HK$1,531/mo
Deposit HK$5.19M · loan HK$5.19M · min. income ≈ HK$50,336/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$389,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,346
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,053
−HK$717/mo
Today · 4.125%
HK$27,770
baseline
▲ 0.50% · 4.625%
HK$29,234
+HK$1,464/mo
Deposit HK$5.19M · loan HK$5.19M · min. income ≈ HK$55,540/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$389,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,419
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,303
−HK$898/mo
Today · 4.125%
HK$30,201
baseline
▲ 0.50% · 4.625%
HK$32,039
+HK$1,838/mo
Deposit HK$4.15M · loan HK$6.23M · min. income ≈ HK$60,402/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$389,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,616
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,464
−HK$860/mo
Today · 4.125%
HK$33,324
baseline
▲ 0.50% · 4.625%
HK$35,080
+HK$1,756/mo
Deposit HK$4.15M · loan HK$6.23M · min. income ≈ HK$66,648/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$389,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,155
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,187
−HK$1,048/mo
Today · 4.125%
HK$35,235
baseline
▲ 0.50% · 4.625%
HK$37,378
+HK$2,143/mo
Deposit HK$3.12M · loan HK$7.27M · min. income ≈ HK$70,470/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$389,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,885
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,874
−HK$1,004/mo
Today · 4.125%
HK$38,878
baseline
▲ 0.50% · 4.625%
HK$40,927
+HK$2,049/mo
Deposit HK$3.12M · loan HK$7.27M · min. income ≈ HK$77,756/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$389,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,628
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,954
−HK$1,348/mo
Today · 4.125%
HK$45,302
baseline
▲ 0.50% · 4.625%
HK$48,058
+HK$2,756/mo
Deposit HK$1.04M · loan HK$9.35M · min. income ≈ HK$90,604/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$389,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,424
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,695
−HK$1,291/mo
Today · 4.125%
HK$49,986
baseline
▲ 0.50% · 4.625%
HK$52,621
+HK$2,635/mo
Deposit HK$1.04M · loan HK$9.35M · min. income ≈ HK$99,972/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$389,470 · Scale 2, in force from 26 Feb 2026)