LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,689
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,425
−HK$749/mo
Today · 4.125%
HK$25,174
baseline
▲ 0.50% · 4.625%
HK$26,706
+HK$1,532/mo
Deposit HK$5.19M · loan HK$5.19M · min. income ≈ HK$50,348/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$389,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,353
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,060
−HK$717/mo
Today · 4.125%
HK$27,777
baseline
▲ 0.50% · 4.625%
HK$29,241
+HK$1,464/mo
Deposit HK$5.19M · loan HK$5.19M · min. income ≈ HK$55,554/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$389,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,426
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,311
−HK$898/mo
Today · 4.125%
HK$30,209
baseline
▲ 0.50% · 4.625%
HK$32,047
+HK$1,838/mo
Deposit HK$4.16M · loan HK$6.23M · min. income ≈ HK$60,418/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$389,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,624
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,472
−HK$861/mo
Today · 4.125%
HK$33,333
baseline
▲ 0.50% · 4.625%
HK$35,090
+HK$1,757/mo
Deposit HK$4.16M · loan HK$6.23M · min. income ≈ HK$66,666/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$389,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,164
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,196
−HK$1,048/mo
Today · 4.125%
HK$35,244
baseline
▲ 0.50% · 4.625%
HK$37,388
+HK$2,144/mo
Deposit HK$3.12M · loan HK$7.27M · min. income ≈ HK$70,488/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$389,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,895
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,884
−HK$1,004/mo
Today · 4.125%
HK$38,888
baseline
▲ 0.50% · 4.625%
HK$40,938
+HK$2,050/mo
Deposit HK$3.12M · loan HK$7.27M · min. income ≈ HK$77,776/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$389,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,639
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,966
−HK$1,347/mo
Today · 4.125%
HK$45,313
baseline
▲ 0.50% · 4.625%
HK$48,071
+HK$2,758/mo
Deposit HK$1.04M · loan HK$9.35M · min. income ≈ HK$90,626/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$389,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,436
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,708
−HK$1,291/mo
Today · 4.125%
HK$49,999
baseline
▲ 0.50% · 4.625%
HK$52,634
+HK$2,635/mo
Deposit HK$1.04M · loan HK$9.35M · min. income ≈ HK$99,998/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$389,572 · Scale 2, in force from 26 Feb 2026)