LTV · monthly repayment
▼ 0.50% · 3.625%
HK$237,030
−HK$14,864/mo
▼ 0.25% · 3.875%
HK$244,403
−HK$7,491/mo
Today · 4.125%
HK$251,894
baseline
▲ 0.50% · 4.625%
HK$267,221
+HK$15,327/mo
Deposit HK$51.97M · loan HK$51.97M · min. income ≈ HK$503,788/mo (50% DSR)
Upfront cash ≈ HK$57.41M (deposit + AVD stamp duty HK$5,434,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,693
−HK$14,247/mo
▼ 0.25% · 3.875%
HK$270,765
−HK$7,175/mo
Today · 4.125%
HK$277,940
baseline
▲ 0.50% · 4.625%
HK$292,590
+HK$14,650/mo
Deposit HK$51.97M · loan HK$51.97M · min. income ≈ HK$555,880/mo (50% DSR)
Upfront cash ≈ HK$57.41M (deposit + AVD stamp duty HK$5,434,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,436
−HK$17,836/mo
▼ 0.25% · 3.875%
HK$293,283
−HK$8,989/mo
Today · 4.125%
HK$302,272
baseline
▲ 0.50% · 4.625%
HK$320,665
+HK$18,393/mo
Deposit HK$41.58M · loan HK$62.37M · min. income ≈ HK$604,544/mo (50% DSR)
Upfront cash ≈ HK$47.01M (deposit + AVD stamp duty HK$5,434,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,432
−HK$17,096/mo
▼ 0.25% · 3.875%
HK$324,918
−HK$8,610/mo
Today · 4.125%
HK$333,528
baseline
▲ 0.50% · 4.625%
HK$351,108
+HK$17,580/mo
Deposit HK$41.58M · loan HK$62.37M · min. income ≈ HK$667,056/mo (50% DSR)
Upfront cash ≈ HK$47.01M (deposit + AVD stamp duty HK$5,434,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,842
−HK$20,809/mo
▼ 0.25% · 3.875%
HK$342,164
−HK$10,487/mo
Today · 4.125%
HK$352,651
baseline
▲ 0.50% · 4.625%
HK$374,109
+HK$21,458/mo
Deposit HK$31.18M · loan HK$72.76M · min. income ≈ HK$705,302/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$5,434,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,170
−HK$19,946/mo
▼ 0.25% · 3.875%
HK$379,071
−HK$10,045/mo
Today · 4.125%
HK$389,116
baseline
▲ 0.50% · 4.625%
HK$409,626
+HK$20,510/mo
Deposit HK$31.18M · loan HK$72.76M · min. income ≈ HK$778,232/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$5,434,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,653
−HK$26,755/mo
▼ 0.25% · 3.875%
HK$439,925
−HK$13,483/mo
Today · 4.125%
HK$453,408
baseline
▲ 0.50% · 4.625%
HK$480,997
+HK$27,589/mo
Deposit HK$10.39M · loan HK$93.55M · min. income ≈ HK$906,816/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$5,434,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$474,648
−HK$25,643/mo
▼ 0.25% · 3.875%
HK$487,378
−HK$12,913/mo
Today · 4.125%
HK$500,291
baseline
▲ 0.50% · 4.625%
HK$526,663
+HK$26,372/mo
Deposit HK$10.39M · loan HK$93.55M · min. income ≈ HK$1,000,582/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$5,434,613 · Scale 2, in force from 26 Feb 2026)