LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,752
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,491
−HK$750/mo
Today · 4.125%
HK$25,241
baseline
▲ 0.50% · 4.625%
HK$26,777
+HK$1,536/mo
Deposit HK$5.21M · loan HK$5.21M · min. income ≈ HK$50,482/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$390,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,424
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,132
−HK$719/mo
Today · 4.125%
HK$27,851
baseline
▲ 0.50% · 4.625%
HK$29,319
+HK$1,468/mo
Deposit HK$5.21M · loan HK$5.21M · min. income ≈ HK$55,702/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$390,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,502
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,389
−HK$900/mo
Today · 4.125%
HK$30,289
baseline
▲ 0.50% · 4.625%
HK$32,132
+HK$1,843/mo
Deposit HK$4.17M · loan HK$6.25M · min. income ≈ HK$60,578/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$390,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,708
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,559
−HK$862/mo
Today · 4.125%
HK$33,421
baseline
▲ 0.50% · 4.625%
HK$35,183
+HK$1,762/mo
Deposit HK$4.17M · loan HK$6.25M · min. income ≈ HK$66,842/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$390,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,252
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,287
−HK$1,051/mo
Today · 4.125%
HK$35,338
baseline
▲ 0.50% · 4.625%
HK$37,488
+HK$2,150/mo
Deposit HK$3.12M · loan HK$7.29M · min. income ≈ HK$70,676/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$390,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,993
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,985
−HK$1,007/mo
Today · 4.125%
HK$38,992
baseline
▲ 0.50% · 4.625%
HK$41,047
+HK$2,055/mo
Deposit HK$3.12M · loan HK$7.29M · min. income ≈ HK$77,984/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$390,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,753
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,083
−HK$1,351/mo
Today · 4.125%
HK$45,434
baseline
▲ 0.50% · 4.625%
HK$48,199
+HK$2,765/mo
Deposit HK$1.04M · loan HK$9.37M · min. income ≈ HK$90,868/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$390,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,562
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,838
−HK$1,294/mo
Today · 4.125%
HK$50,132
baseline
▲ 0.50% · 4.625%
HK$52,775
+HK$2,643/mo
Deposit HK$1.04M · loan HK$9.37M · min. income ≈ HK$100,264/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$390,609 · Scale 2, in force from 26 Feb 2026)