LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,755
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,494
−HK$751/mo
Today · 4.125%
HK$25,245
baseline
▲ 0.50% · 4.625%
HK$26,781
+HK$1,536/mo
Deposit HK$5.21M · loan HK$5.21M · min. income ≈ HK$50,490/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$390,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,427
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,136
−HK$719/mo
Today · 4.125%
HK$27,855
baseline
▲ 0.50% · 4.625%
HK$29,323
+HK$1,468/mo
Deposit HK$5.21M · loan HK$5.21M · min. income ≈ HK$55,710/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$390,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,506
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,393
−HK$901/mo
Today · 4.125%
HK$30,294
baseline
▲ 0.50% · 4.625%
HK$32,137
+HK$1,843/mo
Deposit HK$4.17M · loan HK$6.25M · min. income ≈ HK$60,588/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$390,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,713
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,563
−HK$863/mo
Today · 4.125%
HK$33,426
baseline
▲ 0.50% · 4.625%
HK$35,188
+HK$1,762/mo
Deposit HK$4.17M · loan HK$6.25M · min. income ≈ HK$66,852/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$390,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,257
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,292
−HK$1,051/mo
Today · 4.125%
HK$35,343
baseline
▲ 0.50% · 4.625%
HK$37,493
+HK$2,150/mo
Deposit HK$3.13M · loan HK$7.29M · min. income ≈ HK$70,686/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$390,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,998
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,990
−HK$1,007/mo
Today · 4.125%
HK$38,997
baseline
▲ 0.50% · 4.625%
HK$41,053
+HK$2,056/mo
Deposit HK$3.13M · loan HK$7.29M · min. income ≈ HK$77,994/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$390,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,759
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$44,089
−HK$1,352/mo
Today · 4.125%
HK$45,441
baseline
▲ 0.50% · 4.625%
HK$48,205
+HK$2,764/mo
Deposit HK$1.04M · loan HK$9.38M · min. income ≈ HK$90,882/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$390,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,569
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,845
−HK$1,294/mo
Today · 4.125%
HK$50,139
baseline
▲ 0.50% · 4.625%
HK$52,782
+HK$2,643/mo
Deposit HK$1.04M · loan HK$9.38M · min. income ≈ HK$100,278/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$390,665 · Scale 2, in force from 26 Feb 2026)