LTV · monthly repayment
▼ 0.50% · 3.625%
HK$237,555
−HK$14,896/mo
▼ 0.25% · 3.875%
HK$244,944
−HK$7,507/mo
Today · 4.125%
HK$252,451
baseline
▲ 0.50% · 4.625%
HK$267,812
+HK$15,361/mo
Deposit HK$52.09M · loan HK$52.09M · min. income ≈ HK$504,902/mo (50% DSR)
Upfront cash ≈ HK$57.59M (deposit + AVD stamp duty HK$5,503,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,277
−HK$14,278/mo
▼ 0.25% · 3.875%
HK$271,365
−HK$7,190/mo
Today · 4.125%
HK$278,555
baseline
▲ 0.50% · 4.625%
HK$293,238
+HK$14,683/mo
Deposit HK$52.09M · loan HK$52.09M · min. income ≈ HK$557,110/mo (50% DSR)
Upfront cash ≈ HK$57.59M (deposit + AVD stamp duty HK$5,503,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,065
−HK$17,877/mo
▼ 0.25% · 3.875%
HK$293,933
−HK$9,009/mo
Today · 4.125%
HK$302,942
baseline
▲ 0.50% · 4.625%
HK$321,375
+HK$18,433/mo
Deposit HK$41.67M · loan HK$62.51M · min. income ≈ HK$605,884/mo (50% DSR)
Upfront cash ≈ HK$47.18M (deposit + AVD stamp duty HK$5,503,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,132
−HK$17,134/mo
▼ 0.25% · 3.875%
HK$325,638
−HK$8,628/mo
Today · 4.125%
HK$334,266
baseline
▲ 0.50% · 4.625%
HK$351,886
+HK$17,620/mo
Deposit HK$41.67M · loan HK$62.51M · min. income ≈ HK$668,532/mo (50% DSR)
Upfront cash ≈ HK$47.18M (deposit + AVD stamp duty HK$5,503,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,576
−HK$20,856/mo
▼ 0.25% · 3.875%
HK$342,921
−HK$10,511/mo
Today · 4.125%
HK$353,432
baseline
▲ 0.50% · 4.625%
HK$374,937
+HK$21,505/mo
Deposit HK$31.25M · loan HK$72.93M · min. income ≈ HK$706,864/mo (50% DSR)
Upfront cash ≈ HK$36.76M (deposit + AVD stamp duty HK$5,503,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,988
−HK$19,989/mo
▼ 0.25% · 3.875%
HK$379,911
−HK$10,066/mo
Today · 4.125%
HK$389,977
baseline
▲ 0.50% · 4.625%
HK$410,533
+HK$20,556/mo
Deposit HK$31.25M · loan HK$72.93M · min. income ≈ HK$779,954/mo (50% DSR)
Upfront cash ≈ HK$36.76M (deposit + AVD stamp duty HK$5,503,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,598
−HK$26,814/mo
▼ 0.25% · 3.875%
HK$440,899
−HK$13,513/mo
Today · 4.125%
HK$454,412
baseline
▲ 0.50% · 4.625%
HK$482,062
+HK$27,650/mo
Deposit HK$10.42M · loan HK$93.76M · min. income ≈ HK$908,824/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$5,503,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$475,699
−HK$25,700/mo
▼ 0.25% · 3.875%
HK$488,457
−HK$12,942/mo
Today · 4.125%
HK$501,399
baseline
▲ 0.50% · 4.625%
HK$527,829
+HK$26,430/mo
Deposit HK$10.42M · loan HK$93.76M · min. income ≈ HK$1,002,798/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$5,503,665 · Scale 2, in force from 26 Feb 2026)