LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,777
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,516
−HK$752/mo
Today · 4.125%
HK$25,268
baseline
▲ 0.50% · 4.625%
HK$26,805
+HK$1,537/mo
Deposit HK$5.21M · loan HK$5.21M · min. income ≈ HK$50,536/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$391,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,451
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,161
−HK$720/mo
Today · 4.125%
HK$27,881
baseline
▲ 0.50% · 4.625%
HK$29,350
+HK$1,469/mo
Deposit HK$5.21M · loan HK$5.21M · min. income ≈ HK$55,762/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$391,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,532
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,420
−HK$901/mo
Today · 4.125%
HK$30,321
baseline
▲ 0.50% · 4.625%
HK$32,166
+HK$1,845/mo
Deposit HK$4.17M · loan HK$6.26M · min. income ≈ HK$60,642/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$391,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,742
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,593
−HK$864/mo
Today · 4.125%
HK$33,457
baseline
▲ 0.50% · 4.625%
HK$35,220
+HK$1,763/mo
Deposit HK$4.17M · loan HK$6.26M · min. income ≈ HK$66,914/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$391,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,288
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,323
−HK$1,052/mo
Today · 4.125%
HK$35,375
baseline
▲ 0.50% · 4.625%
HK$37,527
+HK$2,152/mo
Deposit HK$3.13M · loan HK$7.30M · min. income ≈ HK$70,750/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,032
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,025
−HK$1,008/mo
Today · 4.125%
HK$39,033
baseline
▲ 0.50% · 4.625%
HK$41,090
+HK$2,057/mo
Deposit HK$3.13M · loan HK$7.30M · min. income ≈ HK$78,066/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,798
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,129
−HK$1,353/mo
Today · 4.125%
HK$45,482
baseline
▲ 0.50% · 4.625%
HK$48,250
+HK$2,768/mo
Deposit HK$1.04M · loan HK$9.38M · min. income ≈ HK$90,964/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$391,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,613
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,890
−HK$1,295/mo
Today · 4.125%
HK$50,185
baseline
▲ 0.50% · 4.625%
HK$52,830
+HK$2,645/mo
Deposit HK$1.04M · loan HK$9.38M · min. income ≈ HK$100,370/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$391,022 · Scale 2, in force from 26 Feb 2026)