LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,789
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,529
−HK$751/mo
Today · 4.125%
HK$25,280
baseline
▲ 0.50% · 4.625%
HK$26,819
+HK$1,539/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$50,560/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,465
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,174
−HK$720/mo
Today · 4.125%
HK$27,894
baseline
▲ 0.50% · 4.625%
HK$29,365
+HK$1,471/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$55,788/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,546
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,434
−HK$903/mo
Today · 4.125%
HK$30,337
baseline
▲ 0.50% · 4.625%
HK$32,182
+HK$1,845/mo
Deposit HK$4.17M · loan HK$6.26M · min. income ≈ HK$60,674/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$391,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,758
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,609
−HK$864/mo
Today · 4.125%
HK$33,473
baseline
▲ 0.50% · 4.625%
HK$35,238
+HK$1,765/mo
Deposit HK$4.17M · loan HK$6.26M · min. income ≈ HK$66,946/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$391,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,304
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,340
−HK$1,053/mo
Today · 4.125%
HK$35,393
baseline
▲ 0.50% · 4.625%
HK$37,546
+HK$2,153/mo
Deposit HK$3.13M · loan HK$7.30M · min. income ≈ HK$70,786/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,051
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,044
−HK$1,008/mo
Today · 4.125%
HK$39,052
baseline
▲ 0.50% · 4.625%
HK$41,111
+HK$2,059/mo
Deposit HK$3.13M · loan HK$7.30M · min. income ≈ HK$78,104/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,820
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,152
−HK$1,353/mo
Today · 4.125%
HK$45,505
baseline
▲ 0.50% · 4.625%
HK$48,274
+HK$2,769/mo
Deposit HK$1.04M · loan HK$9.39M · min. income ≈ HK$91,010/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$391,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,636
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,914
−HK$1,296/mo
Today · 4.125%
HK$50,210
baseline
▲ 0.50% · 4.625%
HK$52,857
+HK$2,647/mo
Deposit HK$1.04M · loan HK$9.39M · min. income ≈ HK$100,420/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$391,217 · Scale 2, in force from 26 Feb 2026)