LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,791
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,531
−HK$752/mo
Today · 4.125%
HK$25,283
baseline
▲ 0.50% · 4.625%
HK$26,821
+HK$1,538/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$50,566/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,467
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,177
−HK$720/mo
Today · 4.125%
HK$27,897
baseline
▲ 0.50% · 4.625%
HK$29,368
+HK$1,471/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$55,794/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,549
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,437
−HK$902/mo
Today · 4.125%
HK$30,339
baseline
▲ 0.50% · 4.625%
HK$32,185
+HK$1,846/mo
Deposit HK$4.17M · loan HK$6.26M · min. income ≈ HK$60,678/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$391,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,761
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,612
−HK$865/mo
Today · 4.125%
HK$33,477
baseline
▲ 0.50% · 4.625%
HK$35,241
+HK$1,764/mo
Deposit HK$4.17M · loan HK$6.26M · min. income ≈ HK$66,954/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$391,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,307
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,343
−HK$1,053/mo
Today · 4.125%
HK$35,396
baseline
▲ 0.50% · 4.625%
HK$37,550
+HK$2,154/mo
Deposit HK$3.13M · loan HK$7.30M · min. income ≈ HK$70,792/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,054
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,048
−HK$1,008/mo
Today · 4.125%
HK$39,056
baseline
▲ 0.50% · 4.625%
HK$41,115
+HK$2,059/mo
Deposit HK$3.13M · loan HK$7.30M · min. income ≈ HK$78,112/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,824
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,156
−HK$1,353/mo
Today · 4.125%
HK$45,509
baseline
▲ 0.50% · 4.625%
HK$48,278
+HK$2,769/mo
Deposit HK$1.04M · loan HK$9.39M · min. income ≈ HK$91,018/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$391,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,641
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,919
−HK$1,296/mo
Today · 4.125%
HK$50,215
baseline
▲ 0.50% · 4.625%
HK$52,862
+HK$2,647/mo
Deposit HK$1.04M · loan HK$9.39M · min. income ≈ HK$100,430/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$391,254 · Scale 2, in force from 26 Feb 2026)