LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,791
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,531
−HK$752/mo
Today · 4.125%
HK$25,283
baseline
▲ 0.50% · 4.625%
HK$26,822
+HK$1,539/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$50,566/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,468
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,177
−HK$721/mo
Today · 4.125%
HK$27,898
baseline
▲ 0.50% · 4.625%
HK$29,368
+HK$1,470/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$55,796/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,550
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,438
−HK$902/mo
Today · 4.125%
HK$30,340
baseline
▲ 0.50% · 4.625%
HK$32,186
+HK$1,846/mo
Deposit HK$4.17M · loan HK$6.26M · min. income ≈ HK$60,680/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$391,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,761
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,613
−HK$864/mo
Today · 4.125%
HK$33,477
baseline
▲ 0.50% · 4.625%
HK$35,242
+HK$1,765/mo
Deposit HK$4.17M · loan HK$6.26M · min. income ≈ HK$66,954/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$391,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,308
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,344
−HK$1,052/mo
Today · 4.125%
HK$35,396
baseline
▲ 0.50% · 4.625%
HK$37,550
+HK$2,154/mo
Deposit HK$3.13M · loan HK$7.30M · min. income ≈ HK$70,792/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,055
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,048
−HK$1,009/mo
Today · 4.125%
HK$39,057
baseline
▲ 0.50% · 4.625%
HK$41,115
+HK$2,058/mo
Deposit HK$3.13M · loan HK$7.30M · min. income ≈ HK$78,114/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,824
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,156
−HK$1,354/mo
Today · 4.125%
HK$45,510
baseline
▲ 0.50% · 4.625%
HK$48,279
+HK$2,769/mo
Deposit HK$1.04M · loan HK$9.39M · min. income ≈ HK$91,020/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$391,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,642
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,919
−HK$1,297/mo
Today · 4.125%
HK$50,216
baseline
▲ 0.50% · 4.625%
HK$52,862
+HK$2,646/mo
Deposit HK$1.04M · loan HK$9.39M · min. income ≈ HK$100,432/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$391,260 · Scale 2, in force from 26 Feb 2026)