LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,797
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,537
−HK$752/mo
Today · 4.125%
HK$25,289
baseline
▲ 0.50% · 4.625%
HK$26,828
+HK$1,539/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$50,578/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,474
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,184
−HK$720/mo
Today · 4.125%
HK$27,904
baseline
▲ 0.50% · 4.625%
HK$29,375
+HK$1,471/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$55,808/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,556
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,444
−HK$903/mo
Today · 4.125%
HK$30,347
baseline
▲ 0.50% · 4.625%
HK$32,193
+HK$1,846/mo
Deposit HK$4.17M · loan HK$6.26M · min. income ≈ HK$60,694/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,768
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,620
−HK$865/mo
Today · 4.125%
HK$33,485
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$1,765/mo
Deposit HK$4.17M · loan HK$6.26M · min. income ≈ HK$66,970/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,315
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,352
−HK$1,053/mo
Today · 4.125%
HK$35,405
baseline
▲ 0.50% · 4.625%
HK$37,559
+HK$2,154/mo
Deposit HK$3.13M · loan HK$7.31M · min. income ≈ HK$70,810/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,063
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,057
−HK$1,009/mo
Today · 4.125%
HK$39,066
baseline
▲ 0.50% · 4.625%
HK$41,125
+HK$2,059/mo
Deposit HK$3.13M · loan HK$7.31M · min. income ≈ HK$78,132/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,834
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,167
−HK$1,353/mo
Today · 4.125%
HK$45,520
baseline
▲ 0.50% · 4.625%
HK$48,290
+HK$2,770/mo
Deposit HK$1.04M · loan HK$9.39M · min. income ≈ HK$91,040/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$391,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,653
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,931
−HK$1,296/mo
Today · 4.125%
HK$50,227
baseline
▲ 0.50% · 4.625%
HK$52,875
+HK$2,648/mo
Deposit HK$1.04M · loan HK$9.39M · min. income ≈ HK$100,454/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$391,350 · Scale 2, in force from 26 Feb 2026)