LTV · monthly repayment
▼ 0.50% · 3.625%
HK$237,979
−HK$14,923/mo
▼ 0.25% · 3.875%
HK$245,382
−HK$7,520/mo
Today · 4.125%
HK$252,902
baseline
▲ 0.50% · 4.625%
HK$268,291
+HK$15,389/mo
Deposit HK$52.18M · loan HK$52.18M · min. income ≈ HK$505,804/mo (50% DSR)
Upfront cash ≈ HK$57.74M (deposit + AVD stamp duty HK$5,559,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,749
−HK$14,304/mo
▼ 0.25% · 3.875%
HK$271,850
−HK$7,203/mo
Today · 4.125%
HK$279,053
baseline
▲ 0.50% · 4.625%
HK$293,762
+HK$14,709/mo
Deposit HK$52.18M · loan HK$52.18M · min. income ≈ HK$558,106/mo (50% DSR)
Upfront cash ≈ HK$57.74M (deposit + AVD stamp duty HK$5,559,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,575
−HK$17,908/mo
▼ 0.25% · 3.875%
HK$294,458
−HK$9,025/mo
Today · 4.125%
HK$303,483
baseline
▲ 0.50% · 4.625%
HK$321,949
+HK$18,466/mo
Deposit HK$41.75M · loan HK$62.62M · min. income ≈ HK$606,966/mo (50% DSR)
Upfront cash ≈ HK$47.31M (deposit + AVD stamp duty HK$5,559,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,699
−HK$17,165/mo
▼ 0.25% · 3.875%
HK$326,220
−HK$8,644/mo
Today · 4.125%
HK$334,864
baseline
▲ 0.50% · 4.625%
HK$352,515
+HK$17,651/mo
Deposit HK$41.75M · loan HK$62.62M · min. income ≈ HK$669,728/mo (50% DSR)
Upfront cash ≈ HK$47.31M (deposit + AVD stamp duty HK$5,559,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,171
−HK$20,892/mo
▼ 0.25% · 3.875%
HK$343,534
−HK$10,529/mo
Today · 4.125%
HK$354,063
baseline
▲ 0.50% · 4.625%
HK$375,607
+HK$21,544/mo
Deposit HK$31.31M · loan HK$73.06M · min. income ≈ HK$708,126/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$5,559,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,649
−HK$20,025/mo
▼ 0.25% · 3.875%
HK$380,590
−HK$10,084/mo
Today · 4.125%
HK$390,674
baseline
▲ 0.50% · 4.625%
HK$411,267
+HK$20,593/mo
Deposit HK$31.31M · loan HK$73.06M · min. income ≈ HK$781,348/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$5,559,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,362
−HK$26,862/mo
▼ 0.25% · 3.875%
HK$441,687
−HK$13,537/mo
Today · 4.125%
HK$455,224
baseline
▲ 0.50% · 4.625%
HK$482,924
+HK$27,700/mo
Deposit HK$10.44M · loan HK$93.93M · min. income ≈ HK$910,448/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$5,559,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$476,549
−HK$25,746/mo
▼ 0.25% · 3.875%
HK$489,330
−HK$12,965/mo
Today · 4.125%
HK$502,295
baseline
▲ 0.50% · 4.625%
HK$528,772
+HK$26,477/mo
Deposit HK$10.44M · loan HK$93.93M · min. income ≈ HK$1,004,590/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$5,559,519 · Scale 2, in force from 26 Feb 2026)