LTV · monthly repayment
▼ 0.50% · 3.625%
HK$238,012
−HK$14,925/mo
▼ 0.25% · 3.875%
HK$245,415
−HK$7,522/mo
Today · 4.125%
HK$252,937
baseline
▲ 0.50% · 4.625%
HK$268,328
+HK$15,391/mo
Deposit HK$52.19M · loan HK$52.19M · min. income ≈ HK$505,874/mo (50% DSR)
Upfront cash ≈ HK$57.75M (deposit + AVD stamp duty HK$5,563,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,785
−HK$14,306/mo
▼ 0.25% · 3.875%
HK$271,887
−HK$7,204/mo
Today · 4.125%
HK$279,091
baseline
▲ 0.50% · 4.625%
HK$293,802
+HK$14,711/mo
Deposit HK$52.19M · loan HK$52.19M · min. income ≈ HK$558,182/mo (50% DSR)
Upfront cash ≈ HK$57.75M (deposit + AVD stamp duty HK$5,563,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,614
−HK$17,910/mo
▼ 0.25% · 3.875%
HK$294,498
−HK$9,026/mo
Today · 4.125%
HK$303,524
baseline
▲ 0.50% · 4.625%
HK$321,993
+HK$18,469/mo
Deposit HK$41.75M · loan HK$62.63M · min. income ≈ HK$607,048/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$5,563,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,743
−HK$17,166/mo
▼ 0.25% · 3.875%
HK$326,264
−HK$8,645/mo
Today · 4.125%
HK$334,909
baseline
▲ 0.50% · 4.625%
HK$352,563
+HK$17,654/mo
Deposit HK$41.75M · loan HK$62.63M · min. income ≈ HK$669,818/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$5,563,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,216
−HK$20,896/mo
▼ 0.25% · 3.875%
HK$343,581
−HK$10,531/mo
Today · 4.125%
HK$354,112
baseline
▲ 0.50% · 4.625%
HK$375,659
+HK$21,547/mo
Deposit HK$31.31M · loan HK$73.07M · min. income ≈ HK$708,224/mo (50% DSR)
Upfront cash ≈ HK$36.88M (deposit + AVD stamp duty HK$5,563,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,700
−HK$20,027/mo
▼ 0.25% · 3.875%
HK$380,642
−HK$10,085/mo
Today · 4.125%
HK$390,727
baseline
▲ 0.50% · 4.625%
HK$411,323
+HK$20,596/mo
Deposit HK$31.31M · loan HK$73.07M · min. income ≈ HK$781,454/mo (50% DSR)
Upfront cash ≈ HK$36.88M (deposit + AVD stamp duty HK$5,563,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,421
−HK$26,866/mo
▼ 0.25% · 3.875%
HK$441,747
−HK$13,540/mo
Today · 4.125%
HK$455,287
baseline
▲ 0.50% · 4.625%
HK$482,990
+HK$27,703/mo
Deposit HK$10.44M · loan HK$93.94M · min. income ≈ HK$910,574/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$5,563,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$476,614
−HK$25,750/mo
▼ 0.25% · 3.875%
HK$489,396
−HK$12,968/mo
Today · 4.125%
HK$502,364
baseline
▲ 0.50% · 4.625%
HK$528,844
+HK$26,480/mo
Deposit HK$10.44M · loan HK$93.94M · min. income ≈ HK$1,004,728/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$5,563,787 · Scale 2, in force from 26 Feb 2026)