LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,804
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,544
−HK$752/mo
Today · 4.125%
HK$25,296
baseline
▲ 0.50% · 4.625%
HK$26,836
+HK$1,540/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$50,592/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,481
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,192
−HK$720/mo
Today · 4.125%
HK$27,912
baseline
▲ 0.50% · 4.625%
HK$29,383
+HK$1,471/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$55,824/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,564
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,453
−HK$903/mo
Today · 4.125%
HK$30,356
baseline
▲ 0.50% · 4.625%
HK$32,203
+HK$1,847/mo
Deposit HK$4.18M · loan HK$6.26M · min. income ≈ HK$60,712/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,778
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,630
−HK$864/mo
Today · 4.125%
HK$33,494
baseline
▲ 0.50% · 4.625%
HK$35,260
+HK$1,766/mo
Deposit HK$4.18M · loan HK$6.26M · min. income ≈ HK$66,988/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,325
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,362
−HK$1,053/mo
Today · 4.125%
HK$35,415
baseline
▲ 0.50% · 4.625%
HK$37,570
+HK$2,155/mo
Deposit HK$3.13M · loan HK$7.31M · min. income ≈ HK$70,830/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,074
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,068
−HK$1,009/mo
Today · 4.125%
HK$39,077
baseline
▲ 0.50% · 4.625%
HK$41,137
+HK$2,060/mo
Deposit HK$3.13M · loan HK$7.31M · min. income ≈ HK$78,154/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,847
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,179
−HK$1,354/mo
Today · 4.125%
HK$45,533
baseline
▲ 0.50% · 4.625%
HK$48,304
+HK$2,771/mo
Deposit HK$1.04M · loan HK$9.40M · min. income ≈ HK$91,066/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,666
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,945
−HK$1,297/mo
Today · 4.125%
HK$50,242
baseline
▲ 0.50% · 4.625%
HK$52,890
+HK$2,648/mo
Deposit HK$1.04M · loan HK$9.40M · min. income ≈ HK$100,484/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,464 · Scale 2, in force from 26 Feb 2026)