LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,811
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,551
−HK$753/mo
Today · 4.125%
HK$25,304
baseline
▲ 0.50% · 4.625%
HK$26,844
+HK$1,540/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$50,608/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,489
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,200
−HK$720/mo
Today · 4.125%
HK$27,920
baseline
▲ 0.50% · 4.625%
HK$29,392
+HK$1,472/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$55,840/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,573
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,462
−HK$903/mo
Today · 4.125%
HK$30,365
baseline
▲ 0.50% · 4.625%
HK$32,212
+HK$1,847/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$60,730/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,787
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,640
−HK$864/mo
Today · 4.125%
HK$33,504
baseline
▲ 0.50% · 4.625%
HK$35,271
+HK$1,767/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$67,008/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,335
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,372
−HK$1,053/mo
Today · 4.125%
HK$35,425
baseline
▲ 0.50% · 4.625%
HK$37,581
+HK$2,156/mo
Deposit HK$3.13M · loan HK$7.31M · min. income ≈ HK$70,850/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,085
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,080
−HK$1,009/mo
Today · 4.125%
HK$39,089
baseline
▲ 0.50% · 4.625%
HK$41,149
+HK$2,060/mo
Deposit HK$3.13M · loan HK$7.31M · min. income ≈ HK$78,178/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,859
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,193
−HK$1,354/mo
Today · 4.125%
HK$45,547
baseline
▲ 0.50% · 4.625%
HK$48,318
+HK$2,771/mo
Deposit HK$1.04M · loan HK$9.40M · min. income ≈ HK$91,094/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,681
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,959
−HK$1,298/mo
Today · 4.125%
HK$50,257
baseline
▲ 0.50% · 4.625%
HK$52,906
+HK$2,649/mo
Deposit HK$1.04M · loan HK$9.40M · min. income ≈ HK$100,514/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,581 · Scale 2, in force from 26 Feb 2026)