LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,813
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,554
−HK$753/mo
Today · 4.125%
HK$25,307
baseline
▲ 0.50% · 4.625%
HK$26,847
+HK$1,540/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$50,614/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,492
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,203
−HK$721/mo
Today · 4.125%
HK$27,924
baseline
▲ 0.50% · 4.625%
HK$29,395
+HK$1,471/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$55,848/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,576
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,465
−HK$903/mo
Today · 4.125%
HK$30,368
baseline
▲ 0.50% · 4.625%
HK$32,216
+HK$1,848/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$60,736/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,791
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,643
−HK$865/mo
Today · 4.125%
HK$33,508
baseline
▲ 0.50% · 4.625%
HK$35,275
+HK$1,767/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$67,016/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,339
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,376
−HK$1,054/mo
Today · 4.125%
HK$35,430
baseline
▲ 0.50% · 4.625%
HK$37,585
+HK$2,155/mo
Deposit HK$3.13M · loan HK$7.31M · min. income ≈ HK$70,860/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,089
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,084
−HK$1,009/mo
Today · 4.125%
HK$39,093
baseline
▲ 0.50% · 4.625%
HK$41,154
+HK$2,061/mo
Deposit HK$3.13M · loan HK$7.31M · min. income ≈ HK$78,186/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$391,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,864
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,198
−HK$1,354/mo
Today · 4.125%
HK$45,552
baseline
▲ 0.50% · 4.625%
HK$48,324
+HK$2,772/mo
Deposit HK$1.04M · loan HK$9.40M · min. income ≈ HK$91,104/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,686
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,965
−HK$1,297/mo
Today · 4.125%
HK$50,262
baseline
▲ 0.50% · 4.625%
HK$52,912
+HK$2,650/mo
Deposit HK$1.04M · loan HK$9.40M · min. income ≈ HK$100,524/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,626 · Scale 2, in force from 26 Feb 2026)