LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,816
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,557
−HK$753/mo
Today · 4.125%
HK$25,310
baseline
▲ 0.50% · 4.625%
HK$26,850
+HK$1,540/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$50,620/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,495
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,206
−HK$721/mo
Today · 4.125%
HK$27,927
baseline
▲ 0.50% · 4.625%
HK$29,399
+HK$1,472/mo
Deposit HK$5.22M · loan HK$5.22M · min. income ≈ HK$55,854/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$391,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,580
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,469
−HK$903/mo
Today · 4.125%
HK$30,372
baseline
▲ 0.50% · 4.625%
HK$32,220
+HK$1,848/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$60,744/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,794
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,647
−HK$865/mo
Today · 4.125%
HK$33,512
baseline
▲ 0.50% · 4.625%
HK$35,279
+HK$1,767/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$67,024/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,343
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,380
−HK$1,054/mo
Today · 4.125%
HK$35,434
baseline
▲ 0.50% · 4.625%
HK$37,590
+HK$2,156/mo
Deposit HK$3.13M · loan HK$7.31M · min. income ≈ HK$70,868/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$391,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,094
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,088
−HK$1,010/mo
Today · 4.125%
HK$39,098
baseline
▲ 0.50% · 4.625%
HK$41,159
+HK$2,061/mo
Deposit HK$3.13M · loan HK$7.31M · min. income ≈ HK$78,196/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$391,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,869
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,203
−HK$1,355/mo
Today · 4.125%
HK$45,558
baseline
▲ 0.50% · 4.625%
HK$48,330
+HK$2,772/mo
Deposit HK$1.04M · loan HK$9.40M · min. income ≈ HK$91,116/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,692
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,971
−HK$1,297/mo
Today · 4.125%
HK$50,268
baseline
▲ 0.50% · 4.625%
HK$52,918
+HK$2,650/mo
Deposit HK$1.04M · loan HK$9.40M · min. income ≈ HK$100,536/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,672 · Scale 2, in force from 26 Feb 2026)