LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,830
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,571
−HK$753/mo
Today · 4.125%
HK$25,324
baseline
▲ 0.50% · 4.625%
HK$26,865
+HK$1,541/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$50,648/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$391,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,511
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,222
−HK$721/mo
Today · 4.125%
HK$27,943
baseline
▲ 0.50% · 4.625%
HK$29,416
+HK$1,473/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$55,886/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$391,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,596
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,485
−HK$904/mo
Today · 4.125%
HK$30,389
baseline
▲ 0.50% · 4.625%
HK$32,238
+HK$1,849/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$60,778/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,813
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,666
−HK$865/mo
Today · 4.125%
HK$33,531
baseline
▲ 0.50% · 4.625%
HK$35,299
+HK$1,768/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$67,062/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,362
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,400
−HK$1,054/mo
Today · 4.125%
HK$35,454
baseline
▲ 0.50% · 4.625%
HK$37,611
+HK$2,157/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$70,908/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$391,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,115
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,110
−HK$1,010/mo
Today · 4.125%
HK$39,120
baseline
▲ 0.50% · 4.625%
HK$41,182
+HK$2,062/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$78,240/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$391,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,894
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,228
−HK$1,356/mo
Today · 4.125%
HK$45,584
baseline
▲ 0.50% · 4.625%
HK$48,357
+HK$2,773/mo
Deposit HK$1.05M · loan HK$9.41M · min. income ≈ HK$91,168/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,719
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,999
−HK$1,298/mo
Today · 4.125%
HK$50,297
baseline
▲ 0.50% · 4.625%
HK$52,948
+HK$2,651/mo
Deposit HK$1.05M · loan HK$9.41M · min. income ≈ HK$100,594/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,896 · Scale 2, in force from 26 Feb 2026)