LTV · monthly repayment
▼ 0.50% · 3.625%
HK$238,302
−HK$14,943/mo
▼ 0.25% · 3.875%
HK$245,714
−HK$7,531/mo
Today · 4.125%
HK$253,245
baseline
▲ 0.50% · 4.625%
HK$268,655
+HK$15,410/mo
Deposit HK$52.25M · loan HK$52.25M · min. income ≈ HK$506,490/mo (50% DSR)
Upfront cash ≈ HK$57.86M (deposit + AVD stamp duty HK$5,601,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,108
−HK$14,323/mo
▼ 0.25% · 3.875%
HK$272,218
−HK$7,213/mo
Today · 4.125%
HK$279,431
baseline
▲ 0.50% · 4.625%
HK$294,161
+HK$14,730/mo
Deposit HK$52.25M · loan HK$52.25M · min. income ≈ HK$558,862/mo (50% DSR)
Upfront cash ≈ HK$57.86M (deposit + AVD stamp duty HK$5,601,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,962
−HK$17,933/mo
▼ 0.25% · 3.875%
HK$294,857
−HK$9,038/mo
Today · 4.125%
HK$303,895
baseline
▲ 0.50% · 4.625%
HK$322,386
+HK$18,491/mo
Deposit HK$41.80M · loan HK$62.70M · min. income ≈ HK$607,790/mo (50% DSR)
Upfront cash ≈ HK$47.40M (deposit + AVD stamp duty HK$5,601,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,130
−HK$17,188/mo
▼ 0.25% · 3.875%
HK$326,662
−HK$8,656/mo
Today · 4.125%
HK$335,318
baseline
▲ 0.50% · 4.625%
HK$352,993
+HK$17,675/mo
Deposit HK$41.80M · loan HK$62.70M · min. income ≈ HK$670,636/mo (50% DSR)
Upfront cash ≈ HK$47.40M (deposit + AVD stamp duty HK$5,601,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,623
−HK$20,921/mo
▼ 0.25% · 3.875%
HK$344,000
−HK$10,544/mo
Today · 4.125%
HK$354,544
baseline
▲ 0.50% · 4.625%
HK$376,117
+HK$21,573/mo
Deposit HK$31.35M · loan HK$73.15M · min. income ≈ HK$709,088/mo (50% DSR)
Upfront cash ≈ HK$36.95M (deposit + AVD stamp duty HK$5,601,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,152
−HK$20,052/mo
▼ 0.25% · 3.875%
HK$381,106
−HK$10,098/mo
Today · 4.125%
HK$391,204
baseline
▲ 0.50% · 4.625%
HK$411,825
+HK$20,621/mo
Deposit HK$31.35M · loan HK$73.15M · min. income ≈ HK$782,408/mo (50% DSR)
Upfront cash ≈ HK$36.95M (deposit + AVD stamp duty HK$5,601,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,943
−HK$26,899/mo
▼ 0.25% · 3.875%
HK$442,286
−HK$13,556/mo
Today · 4.125%
HK$455,842
baseline
▲ 0.50% · 4.625%
HK$483,579
+HK$27,737/mo
Deposit HK$10.45M · loan HK$94.06M · min. income ≈ HK$911,684/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$5,601,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$477,195
−HK$25,782/mo
▼ 0.25% · 3.875%
HK$489,993
−HK$12,984/mo
Today · 4.125%
HK$502,977
baseline
▲ 0.50% · 4.625%
HK$529,489
+HK$26,512/mo
Deposit HK$10.45M · loan HK$94.06M · min. income ≈ HK$1,005,954/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$5,601,979 · Scale 2, in force from 26 Feb 2026)