LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,831
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,572
−HK$754/mo
Today · 4.125%
HK$25,326
baseline
▲ 0.50% · 4.625%
HK$26,867
+HK$1,541/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$391,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,512
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,223
−HK$721/mo
Today · 4.125%
HK$27,944
baseline
▲ 0.50% · 4.625%
HK$29,417
+HK$1,473/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$55,888/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$391,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,597
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,487
−HK$904/mo
Today · 4.125%
HK$30,391
baseline
▲ 0.50% · 4.625%
HK$32,240
+HK$1,849/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$60,782/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,814
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,668
−HK$865/mo
Today · 4.125%
HK$33,533
baseline
▲ 0.50% · 4.625%
HK$35,301
+HK$1,768/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$67,066/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$391,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,364
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,401
−HK$1,055/mo
Today · 4.125%
HK$35,456
baseline
▲ 0.50% · 4.625%
HK$37,613
+HK$2,157/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$70,912/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$391,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,117
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,112
−HK$1,010/mo
Today · 4.125%
HK$39,122
baseline
▲ 0.50% · 4.625%
HK$41,184
+HK$2,062/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$78,244/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$391,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,896
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,230
−HK$1,356/mo
Today · 4.125%
HK$45,586
baseline
▲ 0.50% · 4.625%
HK$48,360
+HK$2,774/mo
Deposit HK$1.05M · loan HK$9.41M · min. income ≈ HK$91,172/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,722
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$49,001
−HK$1,299/mo
Today · 4.125%
HK$50,300
baseline
▲ 0.50% · 4.625%
HK$52,951
+HK$2,651/mo
Deposit HK$1.05M · loan HK$9.41M · min. income ≈ HK$100,600/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$391,917 · Scale 2, in force from 26 Feb 2026)