LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,840
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,581
−HK$754/mo
Today · 4.125%
HK$25,335
baseline
▲ 0.50% · 4.625%
HK$26,876
+HK$1,541/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$50,670/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$392,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,522
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,233
−HK$721/mo
Today · 4.125%
HK$27,954
baseline
▲ 0.50% · 4.625%
HK$29,428
+HK$1,474/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$55,908/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$392,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,608
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,498
−HK$904/mo
Today · 4.125%
HK$30,402
baseline
▲ 0.50% · 4.625%
HK$32,252
+HK$1,850/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$60,804/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$392,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,826
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,679
−HK$866/mo
Today · 4.125%
HK$33,545
baseline
▲ 0.50% · 4.625%
HK$35,313
+HK$1,768/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$67,090/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$392,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,376
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,414
−HK$1,055/mo
Today · 4.125%
HK$35,469
baseline
▲ 0.50% · 4.625%
HK$37,627
+HK$2,158/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$70,938/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,130
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,126
−HK$1,010/mo
Today · 4.125%
HK$39,136
baseline
▲ 0.50% · 4.625%
HK$41,199
+HK$2,063/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$78,272/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,912
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,246
−HK$1,357/mo
Today · 4.125%
HK$45,603
baseline
▲ 0.50% · 4.625%
HK$48,377
+HK$2,774/mo
Deposit HK$1.05M · loan HK$9.41M · min. income ≈ HK$91,206/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,739
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,019
−HK$1,299/mo
Today · 4.125%
HK$50,318
baseline
▲ 0.50% · 4.625%
HK$52,970
+HK$2,652/mo
Deposit HK$1.05M · loan HK$9.41M · min. income ≈ HK$100,636/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,058 · Scale 2, in force from 26 Feb 2026)