LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,845
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,587
−HK$754/mo
Today · 4.125%
HK$25,341
baseline
▲ 0.50% · 4.625%
HK$26,882
+HK$1,541/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$50,682/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$392,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,528
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,239
−HK$722/mo
Today · 4.125%
HK$27,961
baseline
▲ 0.50% · 4.625%
HK$29,435
+HK$1,474/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$55,922/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$392,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,614
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,504
−HK$905/mo
Today · 4.125%
HK$30,409
baseline
▲ 0.50% · 4.625%
HK$32,259
+HK$1,850/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$60,818/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,833
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,687
−HK$866/mo
Today · 4.125%
HK$33,553
baseline
▲ 0.50% · 4.625%
HK$35,322
+HK$1,769/mo
Deposit HK$4.18M · loan HK$6.27M · min. income ≈ HK$67,106/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,383
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,422
−HK$1,055/mo
Today · 4.125%
HK$35,477
baseline
▲ 0.50% · 4.625%
HK$37,635
+HK$2,158/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$70,954/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,139
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,135
−HK$1,010/mo
Today · 4.125%
HK$39,145
baseline
▲ 0.50% · 4.625%
HK$41,208
+HK$2,063/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$78,290/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,921
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,256
−HK$1,357/mo
Today · 4.125%
HK$45,613
baseline
▲ 0.50% · 4.625%
HK$48,388
+HK$2,775/mo
Deposit HK$1.05M · loan HK$9.41M · min. income ≈ HK$91,226/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,750
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,030
−HK$1,299/mo
Today · 4.125%
HK$50,329
baseline
▲ 0.50% · 4.625%
HK$52,982
+HK$2,653/mo
Deposit HK$1.05M · loan HK$9.41M · min. income ≈ HK$100,658/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,147 · Scale 2, in force from 26 Feb 2026)