LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,849
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,590
−HK$754/mo
Today · 4.125%
HK$25,344
baseline
▲ 0.50% · 4.625%
HK$26,886
+HK$1,542/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$50,688/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$392,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,531
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,243
−HK$722/mo
Today · 4.125%
HK$27,965
baseline
▲ 0.50% · 4.625%
HK$29,439
+HK$1,474/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$55,930/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$392,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,618
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,508
−HK$905/mo
Today · 4.125%
HK$30,413
baseline
▲ 0.50% · 4.625%
HK$32,263
+HK$1,850/mo
Deposit HK$4.18M · loan HK$6.28M · min. income ≈ HK$60,826/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,838
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,691
−HK$867/mo
Today · 4.125%
HK$33,558
baseline
▲ 0.50% · 4.625%
HK$35,326
+HK$1,768/mo
Deposit HK$4.18M · loan HK$6.28M · min. income ≈ HK$67,116/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,388
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,427
−HK$1,055/mo
Today · 4.125%
HK$35,482
baseline
▲ 0.50% · 4.625%
HK$37,641
+HK$2,159/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$70,964/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,144
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,140
−HK$1,011/mo
Today · 4.125%
HK$39,151
baseline
▲ 0.50% · 4.625%
HK$41,214
+HK$2,063/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$78,302/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,927
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,263
−HK$1,356/mo
Today · 4.125%
HK$45,619
baseline
▲ 0.50% · 4.625%
HK$48,395
+HK$2,776/mo
Deposit HK$1.05M · loan HK$9.41M · min. income ≈ HK$91,238/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,756
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,037
−HK$1,299/mo
Today · 4.125%
HK$50,336
baseline
▲ 0.50% · 4.625%
HK$52,990
+HK$2,654/mo
Deposit HK$1.05M · loan HK$9.41M · min. income ≈ HK$100,672/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,202 · Scale 2, in force from 26 Feb 2026)