LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,855
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,597
−HK$754/mo
Today · 4.125%
HK$25,351
baseline
▲ 0.50% · 4.625%
HK$26,894
+HK$1,543/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$50,702/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$392,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,539
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,251
−HK$722/mo
Today · 4.125%
HK$27,973
baseline
▲ 0.50% · 4.625%
HK$29,447
+HK$1,474/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$55,946/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$392,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,626
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,517
−HK$905/mo
Today · 4.125%
HK$30,422
baseline
▲ 0.50% · 4.625%
HK$32,273
+HK$1,851/mo
Deposit HK$4.18M · loan HK$6.28M · min. income ≈ HK$60,844/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,847
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,701
−HK$866/mo
Today · 4.125%
HK$33,567
baseline
▲ 0.50% · 4.625%
HK$35,337
+HK$1,770/mo
Deposit HK$4.18M · loan HK$6.28M · min. income ≈ HK$67,134/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,397
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,436
−HK$1,056/mo
Today · 4.125%
HK$35,492
baseline
▲ 0.50% · 4.625%
HK$37,651
+HK$2,159/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$70,984/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,154
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,151
−HK$1,011/mo
Today · 4.125%
HK$39,162
baseline
▲ 0.50% · 4.625%
HK$41,226
+HK$2,064/mo
Deposit HK$3.14M · loan HK$7.32M · min. income ≈ HK$78,324/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,940
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,275
−HK$1,357/mo
Today · 4.125%
HK$45,632
baseline
▲ 0.50% · 4.625%
HK$48,409
+HK$2,777/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$91,264/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,770
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,051
−HK$1,300/mo
Today · 4.125%
HK$50,351
baseline
▲ 0.50% · 4.625%
HK$53,005
+HK$2,654/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$100,702/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,314 · Scale 2, in force from 26 Feb 2026)