LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,862
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,604
−HK$754/mo
Today · 4.125%
HK$25,358
baseline
▲ 0.50% · 4.625%
HK$26,901
+HK$1,543/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$50,716/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$392,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,546
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,258
−HK$722/mo
Today · 4.125%
HK$27,980
baseline
▲ 0.50% · 4.625%
HK$29,455
+HK$1,475/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$55,960/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$392,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,634
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,525
−HK$905/mo
Today · 4.125%
HK$30,430
baseline
▲ 0.50% · 4.625%
HK$32,281
+HK$1,851/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$60,860/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,855
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,709
−HK$867/mo
Today · 4.125%
HK$33,576
baseline
▲ 0.50% · 4.625%
HK$35,346
+HK$1,770/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$67,152/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,406
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,446
−HK$1,055/mo
Today · 4.125%
HK$35,501
baseline
▲ 0.50% · 4.625%
HK$37,661
+HK$2,160/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$71,002/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,164
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,161
−HK$1,011/mo
Today · 4.125%
HK$39,172
baseline
▲ 0.50% · 4.625%
HK$41,237
+HK$2,065/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$78,344/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,951
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,287
−HK$1,358/mo
Today · 4.125%
HK$45,645
baseline
▲ 0.50% · 4.625%
HK$48,422
+HK$2,777/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$91,290/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,783
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,064
−HK$1,300/mo
Today · 4.125%
HK$50,364
baseline
▲ 0.50% · 4.625%
HK$53,019
+HK$2,655/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$100,728/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,419 · Scale 2, in force from 26 Feb 2026)