LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,868
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,611
−HK$754/mo
Today · 4.125%
HK$25,365
baseline
▲ 0.50% · 4.625%
HK$26,908
+HK$1,543/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$50,730/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,553
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,265
−HK$723/mo
Today · 4.125%
HK$27,988
baseline
▲ 0.50% · 4.625%
HK$29,463
+HK$1,475/mo
Deposit HK$5.23M · loan HK$5.23M · min. income ≈ HK$55,976/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,642
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,533
−HK$905/mo
Today · 4.125%
HK$30,438
baseline
▲ 0.50% · 4.625%
HK$32,290
+HK$1,852/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$60,876/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,864
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,718
−HK$867/mo
Today · 4.125%
HK$33,585
baseline
▲ 0.50% · 4.625%
HK$35,356
+HK$1,771/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$67,170/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,415
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,455
−HK$1,056/mo
Today · 4.125%
HK$35,511
baseline
▲ 0.50% · 4.625%
HK$37,672
+HK$2,161/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$71,022/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,174
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,171
−HK$1,012/mo
Today · 4.125%
HK$39,183
baseline
▲ 0.50% · 4.625%
HK$41,248
+HK$2,065/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$78,366/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,963
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,299
−HK$1,358/mo
Today · 4.125%
HK$45,657
baseline
▲ 0.50% · 4.625%
HK$48,435
+HK$2,778/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$91,314/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,796
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,077
−HK$1,301/mo
Today · 4.125%
HK$50,378
baseline
▲ 0.50% · 4.625%
HK$53,033
+HK$2,655/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$100,756/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,525 · Scale 2, in force from 26 Feb 2026)