LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,877
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,620
−HK$755/mo
Today · 4.125%
HK$25,375
baseline
▲ 0.50% · 4.625%
HK$26,919
+HK$1,544/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,750/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,563
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,276
−HK$722/mo
Today · 4.125%
HK$27,998
baseline
▲ 0.50% · 4.625%
HK$29,474
+HK$1,476/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$55,996/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,653
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,544
−HK$906/mo
Today · 4.125%
HK$30,450
baseline
▲ 0.50% · 4.625%
HK$32,302
+HK$1,852/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$60,900/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,876
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,731
−HK$867/mo
Today · 4.125%
HK$33,598
baseline
▲ 0.50% · 4.625%
HK$35,369
+HK$1,771/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$67,196/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,428
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,468
−HK$1,057/mo
Today · 4.125%
HK$35,525
baseline
▲ 0.50% · 4.625%
HK$37,686
+HK$2,161/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$71,050/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,189
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,186
−HK$1,012/mo
Today · 4.125%
HK$39,198
baseline
▲ 0.50% · 4.625%
HK$41,264
+HK$2,066/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$78,396/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,979
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,316
−HK$1,358/mo
Today · 4.125%
HK$45,674
baseline
▲ 0.50% · 4.625%
HK$48,454
+HK$2,780/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$91,348/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,814
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,096
−HK$1,301/mo
Today · 4.125%
HK$50,397
baseline
▲ 0.50% · 4.625%
HK$53,054
+HK$2,657/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$100,794/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,676 · Scale 2, in force from 26 Feb 2026)