LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,878
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,620
−HK$755/mo
Today · 4.125%
HK$25,375
baseline
▲ 0.50% · 4.625%
HK$26,919
+HK$1,544/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,750/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,564
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,276
−HK$723/mo
Today · 4.125%
HK$27,999
baseline
▲ 0.50% · 4.625%
HK$29,475
+HK$1,476/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$55,998/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,653
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,544
−HK$906/mo
Today · 4.125%
HK$30,450
baseline
▲ 0.50% · 4.625%
HK$32,303
+HK$1,853/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$60,900/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,876
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,731
−HK$867/mo
Today · 4.125%
HK$33,598
baseline
▲ 0.50% · 4.625%
HK$35,369
+HK$1,771/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$67,196/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,429
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,468
−HK$1,057/mo
Today · 4.125%
HK$35,525
baseline
▲ 0.50% · 4.625%
HK$37,686
+HK$2,161/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$71,050/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,189
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,186
−HK$1,012/mo
Today · 4.125%
HK$39,198
baseline
▲ 0.50% · 4.625%
HK$41,264
+HK$2,066/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$78,396/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,980
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,316
−HK$1,359/mo
Today · 4.125%
HK$45,675
baseline
▲ 0.50% · 4.625%
HK$48,454
+HK$2,779/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$91,350/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,814
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,097
−HK$1,301/mo
Today · 4.125%
HK$50,398
baseline
▲ 0.50% · 4.625%
HK$53,054
+HK$2,656/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$100,796/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,679 · Scale 2, in force from 26 Feb 2026)