LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,879
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,622
−HK$754/mo
Today · 4.125%
HK$25,376
baseline
▲ 0.50% · 4.625%
HK$26,920
+HK$1,544/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$50,752/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,565
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,277
−HK$723/mo
Today · 4.125%
HK$28,000
baseline
▲ 0.50% · 4.625%
HK$29,476
+HK$1,476/mo
Deposit HK$5.24M · loan HK$5.24M · min. income ≈ HK$56,000/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$392,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,655
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,546
−HK$906/mo
Today · 4.125%
HK$30,452
baseline
▲ 0.50% · 4.625%
HK$32,304
+HK$1,852/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$60,904/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,878
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,733
−HK$867/mo
Today · 4.125%
HK$33,600
baseline
▲ 0.50% · 4.625%
HK$35,371
+HK$1,771/mo
Deposit HK$4.19M · loan HK$6.28M · min. income ≈ HK$67,200/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$392,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,430
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,470
−HK$1,057/mo
Today · 4.125%
HK$35,527
baseline
▲ 0.50% · 4.625%
HK$37,688
+HK$2,161/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$71,054/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,191
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,188
−HK$1,012/mo
Today · 4.125%
HK$39,200
baseline
▲ 0.50% · 4.625%
HK$41,267
+HK$2,067/mo
Deposit HK$3.14M · loan HK$7.33M · min. income ≈ HK$78,400/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$392,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,982
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,319
−HK$1,358/mo
Today · 4.125%
HK$45,677
baseline
▲ 0.50% · 4.625%
HK$48,457
+HK$2,780/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$91,354/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,817
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,099
−HK$1,301/mo
Today · 4.125%
HK$50,400
baseline
▲ 0.50% · 4.625%
HK$53,057
+HK$2,657/mo
Deposit HK$1.05M · loan HK$9.42M · min. income ≈ HK$100,800/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$392,701 · Scale 2, in force from 26 Feb 2026)